Credit & Collections Specialist

ABL Careers; Toronto; On-site; CAD 65,000 - 70,000; Full time

Benefits offered by this job

Free parking

Job summary

ABL Careers in Toronto is seeking a Credit & Collections Specialist to support a high-volume B2B apparel distribution operation. Reporting to the Credit Manager, you will manage receivables, assist with credit decisions and order flow, resolve payment issues, and maintain credit controls.

The role emphasizes credit/collections with a smaller AR/accounting support component. Qualification includes 2+ years in B2B credit/collections, strong Excel/ERP skills, and post-secondary education in

Qualifications

• 2+ years of B2B credit and collections experience.
• Experience with AR aging, credit holds, and collections.
• Strong Excel and ERP/accounting skills.
• Post-secondary education in Accounting/Finance/Business or equivalent.

Responsibilities

• Manage overdue accounts collections with customers and records.
• Review aging, support credit decisions, monitor credit limits, and approve orders.
• Resolve payment disputes with Sales, Customer Service, Finance.
• Prepare collection and delinquency reports.
• Assist AR aging reconciliations and month-end reporting.
• Provide backup for cash application and ERP improvements.

Skills

Credit & Collections

B2B collections

Excel

ERP systems

Credit risk assessment

Customer onboarding

Accounts receivable

Multitasking

Education

Accounting/Finance/Business degree

Tools

ERP systems

Accounting software

Job description

As Credit & Collections Specialist you will support a high-volume, business-to-business apparel distribution operation. Reporting directly to the Credit Manager, the successful candidate will help manage receivables, support timely credit decisions and order flow, resolve customer payment issues, and maintain effective credit controls. The position is primarily focused on credit and collections, with a smaller component supporting accounts receivable and accounting activities.

Immediate Vacancy!

Monday to Friday in office - plenty of free parking

$65K to $70K based on experience; paid hourly

Long term temporary opportunity

Key Responsibilities

Credit & Collections (80%)

• Manage the collection of overdue accounts by contacting customers, securing payment commitments, and maintaining accurate collection records.
• Review aging reports, assess credit risk, and support credit decisions, including credit applications, account reviews, credit limit monitoring, and order releases.
• Investigate and resolve payment disputes, deductions, account discrepancies, and credit-hold issues in partnership with Sales, Customer Service, and Finance.
• Prepare collection and delinquency reports while collaborating with internal teams to minimize order delays and mitigate credit risk.

Accounts Receivable & Accounting Support (20%)

• Investigate unapplied payments, remittance discrepancies, and account reconciliation issues.
• Assist with AR aging reconciliations, account adjustments, and month-end reporting.
• Provide backup support for cash application and other finance functions as needed.
• Contribute to process improvements, documentation, and ERP system enhancements.

What you bring:

• 2+ years of B2B credit and collections experience, including direct customer collections in a high-volume environment.
• Experience with collections, payment arrangements, AR aging, credit holds, and account discrepancy resolution preferably in wholesale distribution, apparel, or other high-volume B2B industries.
• Exposure to credit assessment, customer onboarding, and order-release processes.
• Strong judgment, communication, organization, and follow-up skills, with proficiency in Excel and ERP/accounting systems.
• Ability to manage multiple accounts and priorities in a fast-paced, deadline-driven environment.
• Post-secondary education in Accounting, Finance, or Business, or equivalent experience.
• Strong communication skills both written and verbal in English

Nice to have:

• ERP implementation or process improvement experience.
• French is an asset.

AI (Artificial Intelligence) tools may be used at certain points of the pre-screening and selection process for this role. To learn more about ABL's AI policy, please visit www.ablemployment.com/how-abl-utilizes-automation-and-ai-technology/