Credit Analyst

AY Talent; Toronto; On-site; CAD 70,000 - 85,000; Full time

Job summary

A dynamic commercial real estate capital provider in Toronto is seeking a self-motivated Associate to join their team. The role involves conducting due diligence, analyzing financial data, and underwriting commercial mortgage transactions. Candidates should have a strong background in real estate and finance, with excellent analytical and communication skills. This full-time position offers a competitive salary range and the opportunity to work from home initially.

Benefits

Dental care

Extended health care

Qualifications

• Minimum 2-3 years’ work experience in an underwriting role in Commercial Real Estate.
• Strong research, analytical, and problem-solving abilities.

Responsibilities

• Conduct due diligence and analyze financial data for commercial mortgage transactions.
• Prepare prequalification summaries, term sheets, and credit presentations.
• Maintain ongoing interaction with clients and internal credit committee.

Skills

Research

Analytical

Problem Solving

Communication

Interpersonal

Education

Undergraduate degree in business or related field

Tools

Microsoft Office

Job description

Get AI-powered advice on this job and more exclusive features.

This range is provided by AY Talent. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

CA$70,000.00/yr - CA$85,000.00/yr

Direct message the job poster from AY Talent

Job Description

Our client, seeking a self-motivated Associate to join their dynamic and growing team on the debt side in Toronto. They are a commercial real estate capital provider with mortgage investments across all real estate asset classes in Canada. Their equity platform is an opportunistic equity platform focused on investments in ground-up and value-add projects in Canada and the United States.

Responsibilities

• Conduct due diligence and investigation to develop an understanding of the borrower’s profile, analyze and interpret financial data, assess the value of the underlying asset, as well as underwrite and fund commercial mortgage transactions
• The Associate will prepare prequalification summaries, term sheets, credit presentations, commitment letters, buy sheets, gather and review conditions precedent and legal documents, and all such related matters to fund loans within tight deadlines
• Maintain ongoing interaction with clients, including performing site visits, and the internal credit committee to ensure thorough underwriting and funding of the loan
• Staying current with market information and commercial mortgage market trends
• Build a network within the industry through meetings, events, and involvement in real estate trade organizations

Qualifications

• Undergraduate degree, preferably with a focus in business or a related field
• Minimum 2-3 years’ work experience in an underwriting role in Commercial Real Estate, or co-op experience in real estate or underwriting
• Strong research, analytical, and problem-solving abilities
• Thrives under pressure and enjoys contributing to team goals with the ability to manage multiple tasks with exceptional attention to detail
• Strong communication and interpersonal skills, both written and verbal
• Advanced-level user of Microsoft Office (Excel, Word, PowerPoint, SharePoint)
• Passion for real estate combined with an understanding of financial analysis

Job Type: Full-time, Work from home initially, and then full-time in the office

• Dental care
• Extended health care

Seniority level

• Seniority level

  Associate

Employment type

• Employment type

  Full-time

Job function

• Job function

  Accounting/Auditing

• Industries

  Financial Services and Real Estate

Referrals increase your chances of interviewing at AY Talent by 2x

Get notified about new Credit Analyst jobs in Toronto, Ontario, Canada.

Analyst or Associate, Investment Banking, Corporate Finance Advisory - Toronto, ON

Analyst, Financial Risk - Financial Engineering & Modeling

Banking - Corporate Banking Financial Institutions Group, Summer Analyst, Toronto - CAN, 2026

Toronto, Ontario, Canada CA$80,000.00-CA$100,000.00 3 weeks ago

Credit Analyst/Senior Credit Analyst, Structured Credit & CLOs – Toronto, Canada

Associate/Analyst, Ratings and Monitoring

Financial Analysis & Operations Support Analyst

We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.