Credit Analyst

Toyota Credit Canada Inc.; British Columbia; Remote; CAD 60,000 - 80,000; Full time

Job summary

Join a leading financial services provider as a Credit Analyst, where you will analyze automotive credit applications and make informed credit decisions. This fully remote role requires strong analytical skills and a proactive approach to building relationships with dealers. You will thrive in a fast-paced environment while delivering exceptional service and maintaining high standards of accuracy.

Qualifications

• Three plus years of credit analyst/lender experience in automotive retail credit.
• Proven analytical problem-solving and decision-making skills.
• Bilingual English/French preferred.

Responsibilities

• Analyze retail automotive credit applications within established turnaround times.
• Make quality credit decisions and maintain internal control standards.
• Provide guidance to the Credit Investigator and dealership personnel.

Skills

Analytical Problem-Solving

Communication

Negotiation

Customer Focus

Attention to Detail

Education

Bachelor’s degree

Tools

MS Office

Fraud Detection Tools

Job description

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Toyota Credit Canada Inc. provided pay range

This range is provided by Toyota Credit Canada Inc.. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

CA$60,000.00/yr - CA$80,000.00/yr

Direct message the job poster from Toyota Credit Canada Inc.

Helping you find the best talent for your organization

TFS currently has an exciting permanent opportunity as a Credit Analyst.

This role is fully remote (from either BC or AB) and the selected candidate will be required to work (west coast hours) 12:00pm - 8:00pm pst.

What you will be doing:

• Analyze retail automotive credit applications within established turnaround times.
• Make quality credit decisions with critical thinking and discipline.
• Maintain internal control standards, protect company risk and perform due diligence when making credit decisions.
• Provide recommendations to supervisor on credit applications in excess of lending limits.
• Provide guidance and instruction to the Credit Investigator.
• Maintain a consistent level of communication, direction and support with dealership personnel on credit offerings.
• Demonstrate a sales consultative approach by negotiating and looking for ways to grow the business portfolio and finding non-traditional ways to build deals.

What you bring:

• Three plus years of credit analyst/lender experience in an automotive retail credit environment in addition to some collections experience.
• Bachelor’s degree or equivalent. Business/Commerce preferred.
• Proven ability to perform successfully in a challenging team-oriented, fast-paced and deadline driven environment.
• Proven analytical problem-solving skills, critical thinking and decision-making skills.
• Proactive and innovative with strong sense of ownership.
• Strong interpersonal, negotiation and communication skills.
• Willingness to build relationships with dealers by utilizing a proactive sales approach.
• Persuasive influencing ability while exuding confidence.
• Solid customer focus and the desire to deliver industry leading service.
• Effective organizational and time management skills.
• Crucial attention to detail is imperative to ensure accuracy and integrity of all financial data.
• Proficiency with MS Office products and Fraud Detection Tools / Processes (Ex: Luminate).
• Flexibility to work rotating shifts between the hours of 8:15am to 10:00pm EST, including
• Saturday’s and holidays.
• Bilingual English/French (oral and written fluency)-preferred

What You Should Know:

Our success begins and ends with our people. We embrace diverse perspectives and value unique human experiences. We are proud to be an equal opportunity employer that celebrates the diversity of the communities where we live and do business. Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, or any other characteristics protected by law.

About Toyota Financial Services

Toyota Financial Services (TFS) provides retail, leasing and wholesale financial services to Toyota and Lexus dealerships and customers across Canada. TFS is a member of Toyota Financial Services Corporation (TFSC), a wholly owned subsidiary of Toyota Motor Corporation in Japan with the Canadian operation headquarters in Markham, Ontario.

What Sets Us Apart?

At Toyota Financial Services (TFS), you will help create best in class customer experiences in an innovative, collaborative and team focused environment. TFS is an important part of the Toyota family, an award-winning global company, recognized worldwide for our technological leadership and superior standards of quality, continuous improvement and environmental responsibility. At TFS, you will help create best in class customer experiences in an innovative, collaborative and team focused environment.

Seniority level

• Seniority level

  Associate

Employment type

• Employment type

  Full-time

Job function

• Job function

  Analyst and Business Development

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