Credit Analyst

AY Talent; Toronto; Hybrid; CAD 60,000 - 90,000; Full time

Job summary

An established industry player is looking for a self-motivated Associate to join their dynamic team in Toronto. This role offers a fantastic opportunity to engage in commercial mortgage transactions, conduct thorough due diligence, and prepare essential documentation while working closely with clients. The ideal candidate will have a passion for real estate and a strong analytical background, contributing to the growth of a leading capital provider. With a focus on teamwork and communication, this position promises a rewarding career in a vibrant environment, with a blend of remote and in-office work.

Benefits

Dental Care

Extended Health Care

Vision Care

Bonus Pay

Qualifications

• 2-3 years of underwriting experience in Commercial Real Estate.
• Strong analytical skills with attention to detail.

Responsibilities

• Conduct due diligence and analyze financial data for mortgage transactions.
• Prepare credit presentations and maintain client interactions.

Skills

Research Skills

Analytical Skills

Problem-Solving Skills

Communication Skills

Interpersonal Skills

Education

Undergraduate Degree in Business

Tools

Microsoft Excel

Microsoft Word

Microsoft PowerPoint

SharePoint

Job description

Job Description

Our client is seeking a self-motivated Associate to join their dynamic and growing team on the debt side in Toronto. They are a commercial real estate capital provider with mortgage investments across all real estate asset classes in Canada. Their equity platform is an opportunistic equity platform focused on investments in ground-up and value-add projects in Canada and the United States.

Responsibilities

• Conduct due diligence and investigation to understand the borrower’s profile, analyze financial data, assess asset value, and underwrite and fund commercial mortgage transactions.
• Prepare prequalification summaries, term sheets, credit presentations, commitment letters, buy sheets, gather and review conditions precedent and legal documents to fund loans within tight deadlines.
• Maintain ongoing interaction with clients, including site visits and internal credit committee meetings, to ensure thorough underwriting and funding of loans.
• Stay current with market information and trends in the commercial mortgage market.
• Build a network within the industry through meetings, events, and involvement in real estate trade organizations.

Qualifications

• Undergraduate degree, preferably in business or a related field.
• Minimum 2-3 years’ experience in underwriting in Commercial Real Estate or co-op experience in real estate or underwriting.
• Strong research, analytical, and problem-solving skills.
• Ability to work under pressure, contribute to team goals, and manage multiple tasks with attention to detail.
• Excellent communication and interpersonal skills, both written and verbal.
• Advanced proficiency in Microsoft Office (Excel, Word, PowerPoint, SharePoint).
• Passion for real estate and an understanding of financial analysis.

Job Type: Full-time, initially remote with eventual in-office work.

Benefits:

• Dental care
• Extended health care
• Vision care
• Bonus pay