Commercial Banking Analyst

FIRST NATIONS BANK OF CANADA; Winnipeg; In loco; CAD 70.000 - 101.000; Tempo pieno

Descrizione del lavoro

First Nations Bank of Canada in Winnipeg seeks a Commercial Banking Analyst to support Commercial Account Managers in risk management and to prepare high-quality credit presentations. You will understand pricing models, identify opportunities, and ensure adherence to bank policies.

The role involves writing robust credit applications, making recommendations to the VP Commercial Banking, and maintaining credit quality while meeting timelines. Full-time permanent position in Winnipeg, MB.

Competenze

• Experience related to business lending, financial analysis and administration.
• Post‑secondary education in business (BComm, MBA).
• High proficiency with software programs (Excel and MS Word).
• Analytical with attention to detail and ability to meet deadlines.
• Motivated self-starter able to adapt to changing priorities.

Mansioni

• Structure and package competitive solutions to meet customer needs.
• Maximize profitability using FNBC pricing guidelines.
• Identify business opportunities among existing customers.
• Develop and apply pricing models and concepts.
• Prepare competitive credit packages with high risk assessment quality.
• Write credit applications with thorough risk assessment and due diligence.
• Present credit recommendations to VP Commercial Banking.
• Monitor portfolio to ensure adherence to guidelines and limits.
• Maintain timely renewal of credits and provide feedback to management.

Conoscenze

Financial analysis

Excel

Attention to detail

Formazione

BComm

MBA

Strumenti

MS Word

Descrizione del lavoro

Salary Range: $69,828.00 To $100,552.00 Annually

WE’RE HIRING!

Commercial Banking Analyst

Full-Time Permanent

About Us

First Nations Bank of Canada is a federally chartered bank primarily focused on providing financial services to the Indigenous marketplace in Canada. Over 87% Indigenous owned and controlled, FNBC is a leader in advocating for the growth of the Indigenous economy and the economic well-being of Indigenous people. Headquartered in Saskatoon, SK and named one of Saskatchewan’s Top Employers, FNBC takes pride in its workforce of over 60% Indigenous employees working at locations across Canada.

About The Role

The Commercial Banking Analyst is accountable for providing support to Commercial Account Managers in the risk management of customers; preparing competitive credit package with a high quality of risk assessment, due diligence and credit presentation; understanding pricing models and applying them effectively; identifying business opportunities amongst existing customers; while adhering to the Bank’s guidelines, policies and procedures.

This is a Full-Time/Permanent position at our Winnipeg, MB branch.

Here’s what you’ll be doing

• Structure and package competitive solutions to assist the Commercial team to meet customer needs in a timely manner
• Maximize profitability ensuring that FNBC pricing guidelines are utilized and threshold is met/exceeded with each
• Support the Commercial Banking team in identifying business opportunities amongst existing customers
• Develop and maintain an understanding of pricing models/concepts and apply them effectively
• Support the Commercial Banking team in competitive credit packages in the CB segment in a timely manner
• Write credit applications with a high quality of risk assessment, credit structure, due diligence, and credit presentation
• Make recommendations on credit decisions to VP Commercial Banking
• Use Bank guidelines and systems to effectively minimize time spent/writing/monitoring credit while maintaining credit quality (risk assessment, due diligence, etc.)
• Renew credits in a timely manner, meeting targets for expired credits
• Monitor and control the portfolio and provide feedback to the VP Commercial Banking on any accounts that are outside guidelines and/or assigned limits and conditions
• Be knowledgeable of and comply with Bank and Industry Codes of Conduct

You must have:

• Experience related to business lending, financial analysis and administration
• Post‑secondary education in business (BComm, MBA)
• High proficiency with software programs (Excel and MS Word)
• Analytical with ability to pay close attention to detail and prioritize work routine
• Highly motivated and enthusiastic self-starter who takes an outgoing and enthusiastic approach to their work
• Ability to adjust to changing work priorities and meet time sensitive deadlines
• Highly adaptable, professional and efficient
• A strong desire to learn, grow and succeed

We are passionate about creating an inclusive workplace and value and respect diversity of our staff. We offer a comprehensive total rewards package, including group benefits, savings plan, professional development, and opportunities for career growth.

We thank all candidates for their interest, however, only those selected for an interview will be contacted.

Preference will be given to Indigenous peoples who are recognized members or descendants of First Nations, Métis, or Inuit peoples indigenous to Canada.