Manager, Financing Solutions

National Bank of Canada; Edmonton; In loco; CAD 90.000 - 130.000; Tempo pieno

Vantaggi offerti da questo lavoro

Health and wellness program

Flexible group insurance

Generous pension plan

Employee Share Ownership Plan

Employee and family assistance program

Preferential banking services

Involvement in community initiatives

Telemedicine service

Virtual sleep clinic

Descrizione del lavoro

National Bank of Canada is seeking a Manager, Financing Solutions to deliver financing expertise for a diverse commercial client portfolio in the Edmonton region. You will underwrite, structure, and present credit solutions, partnering with relationship managers to drive growth and profitability across Western Canada.

Reporting to the Senior Director, Commercial Credit, you will collaborate with Credit Risk Management, participate in client conversations, and help advance strategic financing

Competenze

• Bachelor’s degree in a related field and 6 years of relevant experience.
• Master’s degree in a related field and 4 years of relevant experience.
• Undergraduate diploma from the National Bank University Program and 8 years of relevant experience.

Mansioni

• Perform high-quality credit analyses in accordance with the Credit Centre standards and make recommendations.
• Structure complex credit applications (board sheet structuring) by mitigating risks and developing financing scenarios that meet client needs and match the Bank's risk criteria.
• Participate in determining client financing needs in collaboration with the Commercial Account Manager.
• Negotiate credit terms and conditions with the Credit Risk Management as needed and confirm the availability of financing for the Commercial Account Manager.
• Obtain comments from the Account Managers on preliminary versions of credit applications, adjust them as needed, then present to the RVP before forwarding to Credit Risk Management.
• Produce documents and update client files with account reps and Credit Risk Management to ensure efficient processing of credit applications.
• Act as a resource for the team in handling credit matters and assist in skills development.
• Identify the risks inherent to sector activities.

Conoscenze

Communication

Teamwork

Client-focused

Accountability

Diversity & Inclusion

Driving Results

Emotional Intelligence

Empathy

Humility

Initiative

Learning Agility

Resiliency

English proficiency

Formazione

Bachelor’s degree in related field

Master’s degree in related field

Undergraduate diploma National Bank University Program

Descrizione del lavoro

National
Bank is experiencing significant growth across Western Canada, creating
exciting opportunities for ambitious banking professionals to help shape the
future of our Commercial Banking business. As we continue to expand our
presence, we are looking for several Manager, Financing Solutions professionals
to support our growing client base and strengthen our market leadership.

In this
role, you will play a pivotal part in delivering financing expertise to a
diverse portfolio of commercial clients while partnering closely with
relationship managers to drive business growth. You will be responsible for
underwriting and structuring complex credit solutions, managing risk, and
supporting strategic client conversations across a broad range of industries
within the Upper Mid-Market Commercial Banking segment. This is a unique
opportunity to join a fast-growing team, make a tangible impact on the success
of businesses across Western Canada, and accelerate your career within one of
the country's leading financial institutions.

Your Job:

• Perform high-quality credit analyses in accordance with the standards established by the Credit Centre, and make recommendations
• Structure complex credit applications (board sheet structuring) by mitigating risks and developing financing scenarios that meet client needs and match the Bank's risk criteria
• Participate in determining client financing needs in collaboration with the Commercial Account Manager
• Negotiate credit terms and conditions with the Credit Risk Management as needed and confirm the availability of financing for the Commercial Account Manager
• Obtain comments from the Account Managers on the preliminary versions of credit applications, adjust them as needed, then present them to the RVP before they are forwarded to the Credit Risk Management to ensure they meet the Bank's requirements for overall client profitability
• Produce documents and update client files in collaboration with account representatives and the Credit Risk Management to ensure credit applications are processed efficiently
• Act as a resource person for your team in handling credit matters and assist, as needed, in addressing team members' skills development in this area.
• Identify the risks inherent to sector activities

Your Team:

Within the Commercial & Private Banking 1859 sector, you are part of a team of professionals supporting commercial clients. In addition, you are surrounded by an entire ecosystem of experts to help you offer the best possible solutions to customers.

Reporting to the Senior Director, Commercial Credit, you will manage a portfolio of clients covering the Edmonton region.

Our learning-by-doing training programs enable you to master your job. Access to colleagues with different expertise, experience and profiles will enrich your development in every way.

Basic requirements:

• A bachelor’s degree in a related field and 6 years of relevant experience, OR a master’s degree in a related field and 4 years of relevant experience, OR an undergraduate diploma from the National Bank University Program and 8 years of relevant experience
• Experience in complex commercial credit
• Experience analyzing financial statementsExcellent interpersonal and communication skills with an ability to effectively collaborate with partners and form well-reasoned recommendations

Languages: English
Required skills: Accountability, Client-focused, Communication, Diversity & Inclusion, Driving Results, Emotional Intelligence, Empathy, Humility, Initiative, Learning Agility, Resiliency, Teamwork

Your benefits

• Health and wellness program, including many options
• Flexible group insurance
• Generous pension plan
• Employee Share Ownership Plan
• Employee and family assistance program
• Preferential banking services
• Involvement in community initiatives
• Telemedicine service
• Virtual sleep clinic

We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.

Making a bold move in a people-first environment

We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.

We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?

Join us!