Bilingual Consumer Credit Analyst

Hyundai Capital Canada; Canada; On-site; CAD 50,000 - 70,000; Full time

Job summary

A leading automotive finance company in Canada is seeking a Credit Analyst to review loan applications and maintain relationships with automobile dealers. The ideal candidate will have 2-5 years of experience, strong communication skills, and proficiency in Excel. This role offers full-time employment with a focus on credit underwriting and customer service.

Qualifications

• 2 to 5 years of Credit Analyst experience or equivalent education/experience.
• Thorough understanding of credit analysis and loan documentation.
• Strong oral and written communication skills.

Responsibilities

• Review and make decisions on loan applications.
• Balance demands of production, sales support, risk, and quality assessment.
• Build relationships with automobile dealers.

Skills

Credit analysis

Communication skills

Excel proficiency

Interpersonal abilities

Bilingual (French/English)

Education

Equivalent education/experience

Tools

Excel

Word

Outlook

Job description

Overview

Position Details: This position involves the purchase of sales finance contracts from franchise automobile dealerships. Analysis is done to determine whether the loan applicant meets acceptable underwriting standards. Underwriting is done using an automated credit system. The candidate is expected to work five days a week, 8 hours per day, between Monday and Saturday, within the hours of 8 AM to 9 PM.

Duties and Responsibilities

• Review and make appropriate decisions on loan applications which meet acceptable underwriting standards, while maintaining high level of service to internal and external customers
• Ability to balance the demands of Production, Sales Support, Risk, and Quality Assessments as established
• Build and maintain proactive relationship with automobile dealers
• Build and maintain positive working relationship with peers and DFMs
• Provide back-up support for team members and assist Special Credit team with Funding issues
• Mentor and train junior Credit Analysts as required

Work Experience

• 2 to 5 years of Credit Analyst experience or equivalent education/experience.
• Knowledge of funding, credit scoring, and the credit review process.

Education & Certification

Knowledge, Skills, & Abilities:

• Thorough understanding of credit analysis and loan documentation.
• Strong oral and written communication skills.
• Proficiency in Excel, Word, and Outlook.
• Self-starter with excellent time management skills.
• Strong interpersonal and team-building abilities.
• Coaching and feedback skills.
• Bilingual (French/English) is an asset.

Hyundai Capital Canada Inc. is committed to acknowledging applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.

Seniority level

• Associate

Employment type

• Full-time

Job function

• Other

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