Consumer Credit Analyst - Western Canada

Hyundai Capital; Toronto; On-site; CAD 65,000 - 90,000; Full time

Job summary

Hyundai Capital Canada is seeking a Consumer Credit Analyst for the Western Canada region, reviewing and approving retail financing contracts submitted by franchised dealers. The role follows a rotating 11:00 AM–11:00 PM EST schedule, five days a week, supporting Western Canada with an automated credit system.

Qualifications include 2–5 years of credit analysis experience, funding knowledge, and bilingual French/English communication.

Qualifications

• 2–5 years of Credit Analyst experience.
• Funding knowledge and understanding of the credit review process.
• Knowledge of credit scoring.
• Bilingual French/English required.
• Strong communication skills, oral and written.

Responsibilities

• Review loan applications and make underwriting decisions.
• Balance demands of Production, Sales Support, Risk, and Quality Assessments.
• Build relationships with automobile dealers and peers.
• Provide back-up support for team and Funding issues.

Skills

French/English bilingual

Credit analysis

Underwriting knowledge

Excel/Word/Outlook

Time management

Interpersonal skills

Education

High school diploma

Tools

Excel

Word

Outlook

Job description

Job Description - Consumer Credit Analyst - Western Canada (260000S9)

Job Description

Consumer Credit Analyst - Western Canada - ( 260000S9 )

Description

Who We Are: Hyundai Capital Canada (HCCA) is the Canadian captive finance business for Hyundai Motor Group. We go to market under the service brands Hyundai Motor Finance, Kia Finance and Genesis Finance. Through a network of over 450 Hyundai and Kia dealerships and 30 Genesis distributors nationwide, we provide indirect vehicle financing and leasing solutions to consumers and commercial customers.

Employee Value Prop and Culture: Our employees contribute every day to a culture that is fast-paced, dynamic, energized, agile, and collaborative. From our employee programs to the unique design of our offices, we strive to create a connected, fun, positive, and rewarding workplace where employees feel appreciated, proud of their company, and deeply invested in HCCA's success.

Global One Company: Many countries. One identity. Hyundai Capital has offices around the world, including South Korea, the United States, China, the United Kingdom, Germany, and Brazil. Our work environments follow consistent themes that represent our global values: simplicity, collaboration, symmetry, and elements of nature.

Position Details: The Consumer Credit Analyst is responsible for reviewing and purchasing retail financing contracts submitted by franchised automobile dealerships. Using an automated credit system, the Analyst evaluates loan applications to determine whether applicants meet established underwriting standards and credit criteria. This role supports the Western Canada region and follows a schedule of five (5) days per week, eight (8) hours per day, on a rotating Monday-to-Saturday schedule, between 11:00 AM and 11:00 PM EST.

Duties and Responsibilities

• Review and make appropriate decisions on loan applications which meet acceptable underwriting standards, while maintaining high level of service to Internal and External customers
• Ability to balance the demands of Production, Sales Support, Risk, and Quality Assessments as established
• Build and maintain proactive relationship with automobile dealers
• Build and maintain positive working relationship with peers and BDMs
• Provide back-up support for team members and assist Special Credit team with Funding issues
  

Qualifications

Work Experience

• 2-5 years of Credit Analyst experience or combination of education and/or experience
• Funding knowledge, thorough knowledge of the credit review process as well as knowledge of credit scoring

Education & Certification

• High school diploma required

Knowledge, Skills & Abilities

• Bilingual French/English skills required
• Thorough knowledge of credit analysis and loan documentation
• Strong communications skills - oral and written
• Intermediate to advanced user experience with Excel, Word, and Outlook
• Self-starter with excellent time management skills
• Strong interpersonal and team building skills
• Coaching and feedback skills

[Location Update] Effective June 2027, Hyundai Capital Canada's head office will be relocated from downtown Toronto to the Airport Corporate Centre in Mississauga.

Hyundai Capital Canada Inc. is committed to acknowledge applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.

This posting is for an active, existing vacancy. Hyundai Capital Canada is currently hiring for this role and applications are being reviewed as part of a live recruitment process.

Work Locations

CAN - Toronto 123 Front Street West, 10th Floor 10th Floor Toronto M5J 2M3