Risk& Compliance Specialist

XTransfer; São Paulo; Presencial; BRL 50 000 - 70 000; Tempo integral

Resumo da oferta

XTransfer, based in São Paulo, Brazil, is seeking a KYC Compliance Specialist responsible for reviewing and verifying customer documents against anti-fraud databases and engaging clients through multilingual channels. The role requires meticulous attention to detail and advanced data analysis skills.

Ideal candidates will have 1-5 years of experience in compliance or risk roles, strong English and Portuguese language abilities, and a bachelor's degree in a relevant field. Join us in combating fraud while building client trust.

Qualificações

• 1-5 years’ work experience, at least 1 year in compliance/risk roles or cross-border risk control.
• Obsessive attention to detail and data analysis skills.
• Fluency in English and Portuguese; other languages are a plus.

Responsabilidades

• Review and verify customer KYC documents against anti-fraud databases.
• Engage clients to resolve incomplete submissions via multilingual channels.
• Analyze business models and transaction histories to assign risk tiers.

Conhecimentos

Attention to detail

Data analysis (Excel/SQL)

Fluency in English

Fluency in Portuguese

Risk intuition

Formação académica

Bachelor degrees in Business/Finance/Laws

Descrição da oferta de emprego

Responsibilities

• Review and verify customer KYC documents (IDs, business licenses, etc.) against anti‑fraud databases, resolving cases daily within defined SLA.
• Review customer identities and counter‑parties against international sanctions requirements, identify politically key persons, sanctions risk.
• Proactively engage clients to resolve incomplete/flagged submissions via multilingual channels (primarily Portuguese and English).
• Identify recurring risk patterns (e.g., mismatched information) and contribute to risk knowledge base.
• Lead merchant due diligence: analyze business models, transaction histories, and ownership structures to assign risk tiers.
• Be familiar with and stay tuned to the AML/CTF laws & regulations.

Key Requirements

• Bachelor degrees in Business/Finance/Laws preferred.
• 1-5 years’ work experience, and at least 1 year in compliance/risk roles, or in cross‑border risk control (e‑commerce/payments industry preferred).
• Obsessive attention to detail (spot blurred document edges/date inconsistencies).
• Advanced data analysis skills (Excel/SQL) and logical risk modeling capabilities.
• Fluency both in English and Portuguese; Mandarin, Spanish are a plus.

Core Traits Customer empathy

• Turn compliance rejections into trust‑building opportunities.
• Risk intuition: connect dots between seemingly normal behaviors to predict fraud.
• Growth mindset: thrive in weekly upskilling sessions on emerging fraud tactics.