FinCrime Analyst (Enhanced Due Diligence)

Revolut; Brasil; Presencial; BRL 180 000 - 280 000; Tempo integral

Resumo da oferta

Revolut is seeking a FinCrime Analyst to review customer issues and conduct due diligence for customers, businesses, and transactions. You will work with sanctions, PEP, KYC/KYB, and monitoring alerts to identify risks and ensure regulatory compliance.

Flexibility for night and weekend shifts is provided to support 24/7 coverage. Join a high‑velocity team that collaborates with Support, Compliance, and Product to resolve complex cases and improve controls.

Qualificações

• Bachelor's degree or equivalent is required.
• Fluency in English and Portuguese (C1+ level) is required.
• 2+ years of FinCrime experience is required.
• Familiarity with investigative methodologies evidenced by use of analytical tools (e.g., spreadsheets, filters, pivots, network charts).
• Willingness to work various shifts, including nights and weekends.
• Critical thinking and impeccable attention to detail are essential.
• Ability to multitask, prioritise, and work well under pressure.

Responsabilidades

• Conducting due diligence reviews of customers, businesses, and transactions using internal systems, screening tools, and external sources.
• Reviewing and investigating alerts generated by sanctions, PEP, KYC/KYB, and transaction monitoring systems to identify potential risks.
• Performing financial crime risk assessments to detect suspicious activity, including money laundering, terrorist financing, fraud, and other predicate offences.
• Escalating potential compliance, sanctions, or financial crime issues to relevant escalation teams, MLROs, or Compliance leadership.
• Validating customer and corporate documentation to ensure CDD and onboarding requirements meet internal policies and regulatory standards.
• Conducting risk‑based reviews of individuals and entities (e.g., directors, shareholders, UBOs) to identify regulatory, fraud, and compliance risks.
• Analysing customer profiles, nature of business, and transactional activity to identify inconsistencies, red flags, or deviations from expected behaviour.
• Collaborating with internal stakeholders, including Support, Compliance, and Product teams to resolve complex cases and improve procedures.

Conhecimentos

English proficiency

Portuguese proficiency

FinCrime experience

Analytical tools

Formação académica

Bachelor's degree or equivalent

Ferramentas

Spreadsheets

Data analysis tools

Descrição da oferta de emprego

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 75+ million customers get more from their money every day.

About The Role

Our Financial Crime team blends regulatory expertise with data‑driven thinking to make sure our products meet legal and policy requirements and deliver real value to customers. In a fast‑moving, digital environment, we stay one step ahead by finding smart, scalable ways to prevent financial crime. We’re looking for a FinCrime Analyst to review and get to the bottom of customer issues. You’ll collaborate with colleagues, both internally and externally, to solve cases and deliver an outstanding customer experience. To support our 24/7 coverage, this role may include night and weekend shifts, which are fully compensated.

What You'll Be Doing

• Conducting due diligence reviews of customers, businesses, and transactions using internal systems, screening tools, and external sources
• Reviewing and investigating alerts generated by sanctions, PEP, KYC/KYB, and transaction monitoring systems to identify potential risks
• Performing financial crime risk assessments to detect suspicious activity, including money laundering, terrorist financing, fraud, and other predicate offences
• Escalating potential compliance, sanctions, or financial crime issues to relevant escalation teams, MLROs, or Compliance leadership
• Validating customer and corporate documentation to ensure CDD and onboarding requirements meet internal policies and regulatory standards
• Conducting risk‑based reviews of individuals and entities (e.g., directors, shareholders, UBOs) to identify regulatory, fraud, and compliance risks
• Analysing customer profiles, nature of business, and transactional activity to identify inconsistencies, red flags, or deviations from expected behaviour
• Collaborating with internal stakeholders, including Support, Compliance, and Product teams to resolve complex cases and improve procedures

What You'll Need

• A bachelor's degree or equivalent
• Fluency in English and Portuguese (C1+ level)
• 2+ years of FinCrime experience
• Familiarity with investigative methodologies evidenced by use of analytical tools (e.g., spreadsheets, filters, pivots, network charts)
• A willingness to work a variety of shifts, including nights and weekends
• Critical thinking skills
• Impeccable attention to detail
• The ability to multitask, prioritise, and work well under pressure

Nice to have

• A degree in law or STEM subject
• A professional certification (ICA or ACAMS)
• Fluency in other languages

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard‑working team.