Risk Associate (Transaction Monitoring)

Coins.ph; Vila Velha; Presencial; BRL 89 280 - 133 920; Tempo integral

Resumo da oferta

Coins.ph is seeking a Risk Associate in Vila Velha, Brazil, to oversee transaction monitoring and ensure compliance with local regulations. The role involves closely working with the TRMS platform, investigating transactions, and collaborating with the global team to communicate risk patterns.

Ideal candidates will have 2–4 years of experience in risk or fraud operations within the fintech or crypto sectors, strong analytical skills, and proficiency in Portuguese and English.

Qualificações

• 2–4 years of experience in risk, compliance, AML, or fraud operations within fintech, crypto, banking, or payments.
• Hands-on experience with transaction monitoring systems or similar risk tooling.
• Familiarity with Brazilian regulatory landscape, including COAF reporting obligations and AML/CFT regulations.

Responsabilidades

• Monitor and review flagged transactions using the TRMS platform.
• Investigate alerts and assess their risk level.
• Collaborate with the PH-based TRMS team on local risk patterns.
• Prepare regulatory reports according to COAF frameworks.
• Identify emerging fraud typologies in the Brazilian market.

Conhecimentos

Strong analytical skills

Comfort working with data

Excellent written communication skills in Portuguese

Working proficiency in English

Ability to work independently

Ferramentas

Transaction monitoring systems

SQL

Descrição da oferta de emprego

We are looking for a Risk Associate to join our Brazil team, focused on Transaction Monitoring. In this role, you will be the local risk point of contact for the BR market, working hands‑on with our shared TRMS platform to detect, investigate, and analyze suspicious activity, while ensuring alignment with Brazilian regulatory requirements.

This is a great opportunity for a risk professional with a background in fintech or crypto who wants to operate at the intersection of global risk infrastructure and local regulatory compliance.

Key Responsibilities

• Monitor and review flagged transactions on the shared TRMS platform, applying BR‑specific risk context and regulatory knowledge.
• Investigate alerts generated by automated rules, assess their risk level, and make disposition decisions (escalate, close, or action).
• Collaborate closely with the PH‑based TRMS team to communicate local risk patterns, provide feedback on rule effectiveness, and request tuning adjustments relevant to the Brazilian market.
• Prepare and file regulatory reports in accordance with COAF (Conselho de Controle de Atividades Financeiras) and other applicable Brazilian AML/CFT frameworks.
• Identify emerging fraud typologies and transaction patterns specific to the Brazilian market and document findings for the global risk team.
• Support the development and refinement of local risk policies and procedures, ensuring they align with both global standards and Brazilian regulatory requirements.
• Act as the first line of escalation for the BR operations team on transaction‑related risk queries.
• Participate in periodic risk reviews, audits, and regulatory exams as needed.

Requirements

Experience

• 2–4 years of experience in a risk, compliance, AML, or fraud operations role within fintech, crypto, banking, or payments.
• Hands‑on experience working with transaction monitoring systems or similar risk tooling.
• Familiarity with the Brazilian regulatory landscape, including COAF reporting obligations, BACEN guidelines, and AML/CFT regulations applicable to payment institutions and crypto exchanges.

Skills

• Strong analytical skills – able to investigate complex transaction chains and identify patterns of risk.
• Comfort working with data; ability to query or interpret transaction data reports (SQL is a plus).
• Excellent written communication skills in Portuguese; working proficiency in English is required for cross‑team collaboration with the global TRMS team.
• Ability to work independently and manage priorities in a remote setting across time zones.

Nice to Have

• Experience working in or with cryptocurrency exchanges or digital asset platforms.
• Exposure to shared or cross‑functional risk systems across multi‑country operations.
• Certifications such as CAMS, CFE, or equivalent.