Ratings Associate

Moody's Corporation; São Paulo; Presencial; BRL 180 000 - 260 000; Tempo integral

Resumo da oferta

Moody's Corporation seeks a Ratings Associate in São Paulo to support credit ratings, research, and market outreach using AI-driven solutions. You will analyze financial data, build models, and prepare memos for rating committees while engaging with investors and issuers.

The role emphasizes continuous skill development in sustainability and cyber risk within a fast-paced environment. Moody's is a global leader in risk assessment, committed to inclusive, ethical practices and collaboration

Qualificações

• Experience in finance, accounting, economic, or credit research with macroeconomic knowledge.
• Strong data analysis, interpretation, visualization, and storytelling abilities.
• Excellent verbal and written communication with high emotional intelligence.

Responsabilidades

• Support analysts in credit ratings, research activities, and market outreach using AI-driven solutions.
• Analyze financial data and documents, and build financial models and forecasts.
• Prepare rating committee memos and actively participate in rating committee meetings.
• Draft and assist in publishing credit research reports.
• Monitor market developments, news, and industry trends to assess credit quality.
• Support investor and issuer engagement, including meetings and presentations.
• Continually develop professional skills through training and hands-on experience in sustainability and cyber risk.

Descrição da oferta de emprego

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways.

Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

Skills and Competencies

• Relevant work, internship, or academic experience in finance, accounting, economic or credit research, with strong knowledge of macroeconomic principles and financial/statistical analysis capabilities
• Proficiency in MS Excel, Word, and PowerPoint, plus preferred experience with data tools (Power BI, Tableau, KNIME, Alteryx) and programming languages such as Python and SQL
• Strong data analysis, interpretation, visualization, and storytelling skills, with the ability to extract insights from complex datasets and communicate findings clearly to diverse audiences
• Excellent verbal, written, and interpersonal communication skills, combined with high emotional intelligence to manage complex dynamics, foster collaboration, and lead with empathy and self-awarenessStrong organizational skills, analytical thinking, attention to detail, and the ability to prioritize and perform effectively in fast-paced, innovative environments
• Eagerness to learn and adopt emerging technologies in finance, including AI-driven tools, automation, and advanced analytics, with a proactive and adaptable team-oriented mindset
• Demonstrates integrity, accountability, and transparency in all actions, with strong collaboration skills, plus advanced English proficiency required for effective global communication
• Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency. Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use

Responsibilities

• Support analysts in credit ratings, research activities, and market outreach initiativesUtilize digital tools and AI-driven solutions to enhance analysis, improve efficiency, and focus on high-value problem solving
• Analyze financial data and documents, and build financial models and forecasts
• Prepare rating committee memos and actively participate in rating committee meetings
• Draft and assist in publishing credit research reports
• Monitor market developments, news, and industry trends to assess credit quality
• Support investor and issuer engagement, including attending meetings and preparing presentations
• Continuously develop professional skills through training, hands-on experience, and learning about sustainability, cyber risk, private credit, and local financial markets

About The Team

The Ratings & Research Support (RRS) team at Moody's plays a critical role in ensuring the smooth operation of the ratings and research process and supporting various analytical departments. The Ratings Associate will work closely with Credit Rating Analysts to ensure that all tasks related to credit ratings, research, and market outreach are completed efficiently and effectively. This role is essential in maintaining the overall productivity and organization of the ratings process, and it supports the larger team by ensuring that all analytical needs are met promptly and accurately

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.