Senior Credit Quality Assurance Specialist

Housing Bank; Manama; On-site; BHD 9,000 - 15,000; Full time

Job summary

Housing Bank in Bahrain seeks a seasoned credit professional to oversee audit, activation, and operation processes across the credit life cycle. You will review approvals, ensure mortgage documentation compliance, and coordinate with government departments as needed.

Ideal candidates hold a bachelor’s in finance or related field, with at least seven years in banking and five in credit administration or operations, and fluency in Arabic and English.

Qualifications

• Bachelor's degree in finance, accounting, banking, or a related field.
• Minimum banking experience of 7 years, with at least 5 years in a credit administration/credit operation role.

Responsibilities

• Audit and review all credit approvals and their amendments to ensure consistency with policies and procedures.
• Ensure mortgages, mortgage releases and attachments, receipt and delivery of ownership documents with government departments; complete documentation of bank guarantees.
• Prepare all contracts, offer letters according to credit approval terms and conditions.
• Audit the activation (disbursement) of limits and ensure data is entered into the banking system.
• Review facility documents to ensure they are legally signed by all parties.
• Ensure credit approval terms & conditions are completed and implemented.
• Maintain transaction documentation in order with credit facility conditions and regulatory requirements.
• Coordinate with Business to raise credit-related exception queries and ensure timely processing of transactions.
• Oversee end-to-end loan disbursement processes including system entries, approvals, and fund release conditions.
• Produce and monitor periodic branch credit portfolio reports and follow up on client credit facility records with BCRB.

Skills

Credit operations

Credit administration

Lending regulations

Compliance

Arabic & English

Education

Bachelor's degree in finance

Tools

MS Office

Job description

Housing Bank in Bahrain seeks a seasoned credit professional to oversee audit, activation, and operation processes across the credit life cycle. You will review approvals, ensure mortgage documentation compliance, and coordinate with government departments as needed.

Ideal candidates hold a bachelor’s in finance or related field, with at least seven years in banking and five in credit administration or operations, and fluency in Arabic and English.