Credit Analyst

Qureos; Manama; On-site; BHD 10,000 - 15,000; Full time

Job summary

Qureos in Manama, Bahrain seeks a highly analytical Credit Analyst with at least 2 years of experience in credit analysis or related fields. You will evaluate credit data and financial statements to determine risk in extending credit or lending money.

The role requires strong analytical abilities, Excel proficiency, and excellent communication skills. You will work closely with sales and finance teams to monitor risk and adjust credit policies as needed.

Qualifications

• Minimum 2 years of experience in credit analysis or related field.
• Bachelor’s degree in Finance, Accounting, Business Administration or related discipline.
• Strong ability to interpret and summarize complex financial data.
• Proficient in Excel and financial analysis tools.
• Excellent written and verbal communication; detail-oriented and organized.

Responsibilities

• Analyze credit data and financial statements to determine creditworthiness.
• Prepare reports outlining credit analysis findings and recommendations.
• Monitor clients' credit limits and adjust as financial conditions change.
• Collaborate with sales to provide credit policy insights.
• Conduct regular reviews of credit portfolios for risk and opportunities.
• Stay updated on economic trends affecting credit risk.
• Maintain accurate credit analysis records in compliance with policies.

Skills

Analytical skills

Communication skills

Detail-oriented

Organizational skills

Multitasking

Education

Bachelor’s degree in Finance

Tools

Microsoft Excel

Job description

Our customer is hiring for the following role:

Job Summary

We are seeking a highly analytical and detail-oriented Credit Analyst to join our team in Manama, Bahrain. The ideal candidate will have a strong background in finance, with a minimum of 2 years of experience in credit analysis or related fields. The Credit Analyst will be responsible for evaluating credit data and financial statements of clients to determine the risk involved in extending credit or lending money.

Key Responsibilities

• Analyze credit data and financial statements to determine the creditworthiness of individuals or businesses.
• Prepare reports that outline the credit analysis findings and present recommendations to management.
• Monitor existing clients' credit limits and assess the need for adjustments based on changing financial conditions.
• Collaborate with the sales team to provide insights on credit policies and procedures.
• Conduct regular reviews of credit portfolios to identify potential risks and opportunities.
• Stay updated on economic trends and market conditions that may affect credit risk.
• Maintain accurate records of credit analysis and client interactions in compliance with company policies.

Qualifications and Experience

• Minimum of 2 years of experience in credit analysis or a related field.
• Bachelor’s degree in Finance, Accounting, Business Administration, or a related discipline.
• Strong analytical skills with the ability to interpret complex financial data.
• Proficient in Microsoft Excel and other financial analysis tools.
• Excellent communication skills, both written and verbal.
• Detail-oriented with strong organizational skills and the ability to manage multiple tasks simultaneously.