Senior Corporate Credit Underwriter — Risk & Portfolio Lead

Arab Banking corporation; Manama; On-site; BHD 120,000 - 180,000; Full time

Job summary

Arab Banking Corporation in Manama seeks a seasoned Corporate Credit risk professional to support the Group Chief Credit Officer. The role focuses on independent monitoring, evaluating credit risk for new and existing borrowers, and ensuring alignment with risk appetite policies.

You will prepare clear recommendations to credit committees, ensure timely credit proposals and underwriting documentation, monitor country developments, and contribute to policy development.

Qualifications

• Bachelor's degree required; MSc/MBA preferred and advantageous.
• 10+ years of experience, preferably with an international bank.
• Strong credit analytical skills and knowledge of accounting principles.
• Understanding of corporate and bank balance sheet analysis techniques.
• Familiarity with bank lending policies and credit product risks.

Responsibilities

• Evaluate the credit risk of new business and periodic reviews of existing clients.
• Provide clear, timely recommendations to the appropriate credit committee with mitigations.
• Submit credit proposals within GCC timelines and establish underwriting procedures.
• Ensure CAF documentation covers outstanding items and risks are mitigated.
• Monitor developments in the countries covered and conduct portfolio reviews.
• Assist in development of credit risk policies, standards, and procedures.

Skills

Credit analysis

Financial statement analysis

Banking products and services

Risk assessment

Lending policies

Regulatory compliance

Analytical thinking

Education

Bachelor's degree

MSc/MBA preferred

Job description

Arab Banking Corporation in Manama seeks a seasoned Corporate Credit risk professional to support the Group Chief Credit Officer. The role focuses on independent monitoring, evaluating credit risk for new and existing borrowers, and ensuring alignment with risk appetite policies.

You will prepare clear recommendations to credit committees, ensure timely credit proposals and underwriting documentation, monitor country developments, and contribute to policy development.