Credit Analyst

Burjline Builders; Manama; On-site; BHD 12,000 - 21,000; Full time

Job summary

Burj Line Builders in Manama, Bahrain, seeks a highly analytical Credit Analyst to evaluate credit data and financial statements to determine risk in extending credit. The role requires a minimum of 2 years in credit analysis and a Bachelor’s degree in Finance, Accounting, or a related field.

You will prepare reports, monitor credit limits, and collaborate with the sales team to refine credit policies, while staying updated on economic trends and maintaining compliant records.

Qualifications

• Minimum of 2 years of credit analysis experience.
• Strong ability to interpret complex financial data.
• Proficient in Microsoft Excel and other financial analysis tools.
• Excellent communication skills, both written and verbal.
• Detail-oriented with strong organizational skills and ability to manage multiple tasks.

Responsibilities

• Analyze credit data and financial statements to determine creditworthiness of individuals or businesses.
• Prepare reports that outline the credit analysis findings and present recommendations to management.
• Monitor existing clients' credit limits and assess adjustments based on changing financial conditions.
• Collaborate with the sales team to provide insights on credit policies and procedures.
• Conduct regular reviews of credit portfolios to identify risks and opportunities.
• Stay updated on economic trends and market conditions affecting credit risk.
• Maintain accurate records of credit analysis and client interactions in compliance with policies.

Skills

Analytical skills

Credit analysis

Excel proficiency

Written and verbal communication

Multitasking and detail orientation

Education

Bachelor’s degree in Finance/Accounting/Business Administration

Tools

Microsoft Excel

Financial analysis tools

Job description

Job Summary

We are seeking a highly analytical and detail-oriented Credit Analyst to join our team in Manama, Bahrain. The ideal candidate will have a strong background in finance, with a minimum of 2 years of experience in credit analysis or related fields. The Credit Analyst will be responsible for evaluating credit data and financial statements of clients to determine the risk involved in extending credit or lending money.

Key Responsibilities

• Analyze credit data and financial statements to determine the creditworthiness of individuals or businesses.

• Prepare reports that outline the credit analysis findings and present recommendations to management.

• Monitor existing clients' credit limits and assess the need for adjustments based on changing financial conditions.

• Collaborate with the sales team to provide insights on credit policies and procedures.

• Conduct regular reviews of credit portfolios to identify potential risks and opportunities.

• Stay updated on economic trends and market conditions that may affect credit risk.

• Maintain accurate records of credit analysis and client interactions in compliance with company policies.

Qualifications and Experience

• Minimum of 2 years of experience in credit analysis or a related field.

• Bachelor’s degree in Finance, Accounting, Business Administration, or a related discipline.

• Strong analytical skills with the ability to interpret complex financial data.

• Proficient in Microsoft Excel and other financial analysis tools.

• Excellent communication skills, both written and verbal.

• Detail-oriented with strong organizational skills and the ability to manage multiple tasks simultaneously.