Chief Risk & Credit Analytics Lead

stc pay Bahrain; Manama; Presencial; BHD 60.000 - 100.000; Tempo integral

Resumo da vaga

stc pay Bahrain is seeking a senior risk leader to oversee risk governance, credit risk policy, and model-driven decisioning for consumer and merchant portfolios. The role ensures adherence to the CBB Rulebook and business objectives while maintaining strong risk culture and regulatory engagement.

The successful candidate will manage ERM frameworks, KRIs, ICAAP, and capital and liquidity planning, collaborating with IT, Finance and Compliance teams to strengthen risk controls and reporting

Qualificações

• Deep knowledge of risk management frameworks, policies and governance.
• Experience with IFRS 9 ECL methodology and regulatory reporting.

Responsabilidades

• Design, maintain and review the ERM Framework and Risk Appetite Statement.
• Own the credit risk management framework including policies, scoring criteria and credit limits.
• Oversee provisioning and impairment under IFRS 9 for the portfolio.
• Monitor portfolio quality metrics and risk indicators daily.
• Coordinate validation of decisioning rules and credit scoring models.
• Lead capital, liquidity and operational risk management in line with regulators.

Conhecimentos

Risk management

Credit risk

Data analytics

Regulatory reporting

Formação

Bachelor's degree in Finance, Economics, Mathematics, Statistics, Risk Management or related field

Master's degree preferred

Ferramentas

Credit scoring models

Descrição da vaga

stc pay Bahrain is seeking a senior risk leader to oversee risk governance, credit risk policy, and model-driven decisioning for consumer and merchant portfolios. The role ensures adherence to the CBB Rulebook and business objectives while maintaining strong risk culture and regulatory engagement.

The successful candidate will manage ERM frameworks, KRIs, ICAAP, and capital and liquidity planning, collaborating with IT, Finance and Compliance teams to strengthen risk controls and reporting