Chief Risk & Credit Strategy Leader

VIVA Bahrain; Manama; Vor Ort; BHD 70.000 - 110.000; Vollzeit

Zusammenfassung

VIVA Bahrain is seeking a senior risk executive to oversee credit, liquidity and operational risk within the Board-approved risk appetite. The role combines strategic oversight with hands-on analytics, decisioning engine management and IFRS 9 provisioning.

Responsibilities include maintaining ERM framework, risk appetite, KRIs and policy suite; ensuring regulatory compliance; and leading risk governance across microfinance, BNPL, and cards. Bahraini experience preferred.

Qualifikationen

• Bachelor's degree in Finance, Economics, Mathematics or related field.
• Master's degree preferred.
• FRM/PRM/CFA/ACCA/CPA preferred.
• At least 10 years in risk management with 8+ years in credit risk.
• Experience with credit decision engines, scorecards and risk models.

Aufgaben

• Design, maintain and review ERM framework aligned with CBB Rulebook.
• Own credit risk management for microfinance, BNPL and cards; set limits and policies.
• Monitor PAR, NPL, defaults and roll rates; report to regulators and governance bodies.
• Build and refine risk analytics; collaborate with IT and data teams on data sources.
• Lead governance, reporting to CEO, Board committees and regulators.

Kenntnisse

Risk management

Credit risk

Data analytics

Regulatory reporting

IFRS 9

Board liaison

Ausbildung

Bachelor's degree in finance

Master's degree preferred

FRM/PRM/CFA/ACCA/CPA

Tools

Credit decision engine

Scorecards

IFRS 9 modelling

Jobbeschreibung

VIVA Bahrain is seeking a senior risk executive to oversee credit, liquidity and operational risk within the Board-approved risk appetite. The role combines strategic oversight with hands-on analytics, decisioning engine management and IFRS 9 provisioning.

Responsibilities include maintaining ERM framework, risk appetite, KRIs and policy suite; ensuring regulatory compliance; and leading risk governance across microfinance, BNPL, and cards. Bahraini experience preferred.