Chief Risk & Credit Strategy Lead

stc bahrain; Manama; On-site; BHD 80,000 - 120,000; Full time

Job summary

stc Bahrain is seeking a senior risk leader to design, maintain and review the ERM framework and risk appetite annually for ExCom and Board approval. The role owns the risk policy suite, KRIs, and escalation triggers, and provides independent sign-off on new products and material decisions.

You will advise senior management on risk implications across microfinancing, BNPL, and credit cards, and promote a sound risk culture across the three lines of defence.

Qualifications

• Bachelor's degree in Finance, Economics, Mathematics, Statistics, Risk Management or a related field.
• A Master's degree is preferred. A recognized risk or finance certification such as FRM, PRM, CFA or ACCA/CPA is preferred.

Responsibilities

• Own the ERM framework and risk appetite with annual reviews and board sign-off.
• Maintain risk policies and KRIs with escalation triggers.
• Sign-off on new products, pricing changes and material scope variations.
• Advise senior management on risk implications of strategy and business decisions.
• Promote risk culture through training across the three lines of defence.

Skills

Risk management

Credit risk

IFRS 9

Regulatory reporting

Education

Bachelor's degree in Finance/Economics/Math/Stats/Risk Management

Master's degree preferred

Job description

stc Bahrain is seeking a senior risk leader to design, maintain and review the ERM framework and risk appetite annually for ExCom and Board approval. The role owns the risk policy suite, KRIs, and escalation triggers, and provides independent sign-off on new products and material decisions.

You will advise senior management on risk implications across microfinancing, BNPL, and credit cards, and promote a sound risk culture across the three lines of defence.