Credit Analyst: Risk & Financial Insight

Qureos Inc; Manama; On-site; BHD 10,000 - 18,000; Full time

Job summary

Qureos Inc. in Manama, Bahrain is seeking a Credit Analyst to evaluate credit data and financial statements, determine risk, and support lending decisions. The role emphasizes analytical rigor, precise reporting, and collaboration with sales on credit policies.

The ideal candidate has at least 2 years of experience in credit analysis, a relevant bachelor's degree, and strong Excel skills, enabling accurate risk assessment and informed recommendations.

Qualifications

• Minimum of 2 years of experience in credit analysis or a related field.
• Bachelor's degree in Finance, Accounting, Business Administration, or a related discipline.
• Strong analytical skills with the ability to interpret complex financial data.
• Proficient in Microsoft Excel and other financial analysis tools.

Responsibilities

• Analyze credit data and financial statements to determine the creditworthiness of individuals or businesses.
• Prepare reports that outline the credit analysis findings and present recommendations to management.
• Monitor existing clients' credit limits and assess the need for adjustments based on changing financial conditions.
• Collaborate with the sales team to provide insights on credit policies and procedures.
• Conduct regular reviews of credit portfolios to identify potential risks and opportunities.
• Stay updated on economic trends and market conditions that may affect credit risk.
• Maintain accurate records of credit analysis and client interactions in compliance with company policies.

Skills

Credit analysis

Financial analysis

Analytical thinking

Communication skills

Education

Bachelor's degree in Finance

Bachelor's degree in Accounting

Tools

Microsoft Excel

Job description

Qureos Inc. in Manama, Bahrain is seeking a Credit Analyst to evaluate credit data and financial statements, determine risk, and support lending decisions. The role emphasizes analytical rigor, precise reporting, and collaboration with sales on credit policies.

The ideal candidate has at least 2 years of experience in credit analysis, a relevant bachelor's degree, and strong Excel skills, enabling accurate risk assessment and informed recommendations.