Risk Management Sr. Officer / HBTF Bahrain

Housing Bank; Capital Governorate; On-site; BHD 24,000 - 42,000; Full time

Job summary

Housing Bank in Bahrain seeks an experienced risk professional to lead operational risk activities across branches. You will coordinate RCSAs, risk assessments, control testing and monitor KRIs to ensure timely corrective actions.

The role requires 6+ years in banking risk management, deep knowledge of regulatory requirements, and strong analytical capabilities in English and Arabic. Collaboration with head office risk management is essential.

Qualifications

• Bachelor's degree in risk management, business administration, finance, banking, accounting or related field.
• Minimum 6 years of banking experience in risk management with practical operational risk exposure.
• Knowledge of operational risk management and other risk disciplines (credit, market, liquidity).
• Knowledge of Bahrain banking environment and CBB requirements.
• Relevant certifications in risk management (ORM, PRM, FRM) are advantageous.

Responsibilities

• Coordinate the Branch's operational risk management activities (RCSAs, risk/control assessments, control testing, corrective actions).
• Monitor and analyze operational risk incidents, fraud risks, KRIs; prepare risk reports and escalate material concerns.
• Support reviews of policies, procedures, new products, systems and processes from a risk perspective, including regulatory requirements.
• Coordinate risk management activities across risk areas under Head of Operational Risk supervision.
• Collect, review and consolidate risk information from responsible functions; monitor exposures and regulatory requirements.
• Assist with cross-functional risk reviews, stress testing, business continuity and information security risk assessments.
• Help prepare periodic risk management reporting, committee materials and regulatory or Head Office submissions.

Skills

Analytical skills

Stakeholder management

Communication

Risk assessment

Attention to detail

Education

Bachelor's degree in risk management or related field

Tools

Excel

Word

PowerPoint

risk management systems

Job description

Key Roles & Responsibilities:

• Coordinate the Branch's operational risk management activities, including RCSAs, risk and control assessments, control testing and monitoring of corrective actions.
• Monitor and analyze operational risk incidents, fraud risks, key risk indicators (KRIs) and emerging exposures; prepare risk reports and escalate material concerns.
• Support reviews of policies, procedures, new products, systems and process changes from a risk management perspective, including relevant regulatory requirements.
• Help coordinate, on behalf of the Head office Risk Management, the Branch's wider risk management activities covering credit, market, liquidity, business continuity and information security/cyber risks, under the supervision of the Head of Operational Risk.c
• Collect, review and consolidate risk information, assessments and reports from responsible functions; monitor risk exposures, exceptions, regulatory requirements and outstanding actions across risk areas.
• Assist with cross-functional risk reviews, stress testing, business continuity arrangements and information security risk assessments, as applicable, without assuming ownership of specialist first-line activities.
• Help prepare and coordinate periodic risk management reporting, committee materials and regulatory or Head Office submissions, ensuring accuracy, completeness and timely follow-up.

Qualifications & Requirements:

• Bachelor's degree in risk management, Business Administration, Finance, Banking, Accounting or a related field.
• Minimum 6 years of relevant banking experience in risk management, with practical experience in operational risk and exposure to the coordination and oversight of other risk areas.
• Sound understanding of operational risk management and good working knowledge of other key banking risk disciplines, particularly credit, market, and liquidity, including their underlying risk drivers, assessment methodologies, monitoring practices and regulatory requirements.
• Knowledge of the Bahrain banking environment and relevant Central Bank of Bahrain requirements.
• Relevant professional certifications in risk management (e.g., ORM, PRM or FRM) are an advantage.

Additional Key Competencies:

• Strong analytical skills, sound judgement and attention to detail.
• Ability to prepare clear, concise reports and communicate findings effectively.
• Strong stakeholder management and coordination skills, with the ability to engage effectively with specialist risk functions, critically review risk information, identify potential concerns and challenge constructively.
• Strong organizational skills, follow-through and ability to manage competing deadlines.
• Proficiency in Microsoft Excel, Word and PowerPoint; familiarity with risk management systems is an advantage.
• Good written and spoken English and Arabic.

Nationality:

Only Bahrainis and expatriates currently working in the Bahraini banking sector may apply.

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