Associate, Crypto & Fiat Payment Operations

SGB; Manama; Vor Ort; BHD 12.000 - 18.000; Vollzeit

Zusammenfassung

SGB is seeking a Crypto & Payment Operations Associate to manage daily cross-border remittances, crypto settlements, and reconciliations. You will process SWIFT/ISO 20022 messages and on-chain transfers, ensure AML/Travel Rule compliance, and liaise with banks to resolve Nostro breaks.

The role emphasizes attention to detail, adherence to SOPs, and timely troubleshooting in a fast-paced fintech setting.

Qualifikationen

• Bachelor’s degree in Banking or Finance or related field.
• 1–3 years in bank payment processing, cross-border remittances, or fintech/crypto ops.
• Knowledge of SWIFT MT/ISO 20022 messaging and Nostro reconciliation.
• Familiarity with crypto wallets, stablecoins, and basic blockchain concepts.
• Understanding AML, KYC, sanctions and Travel Rule requirements.
• Experience with block explorers for investigations.

Aufgaben

• Handle daily cross-border fiat remittances and crypto settlements.
• Process SWIFT/ISO 20022 messages and on-chain transfers.
• Resolve transaction exceptions and maintain SLA adherence.
• Perform travel rule screening and risk monitoring on transfers.
• Conduct account reconciliations across Nostro, LP balances and exchanges.
• Coordinate with banks and payment partners to resolve breaks.

Kenntnisse

SWIFT/ISO 20022

Nostro reconciliation

Crypto wallets

Stablecoins

Blockchain basics

AML/KYC

Travel Rule

Ausbildung

Bachelor’s in Banking & Finance

Jobbeschreibung

As a Crypto & Payment Operations Associate, you will handle daily cross-border fiat remittances, crypto settlements, and account reconciliations. You will process SWIFT/ISO 20022 payments, execute on-chain transfers, resolve transaction exceptions, and ensure strict compliance with AML and Travel Rule standards.

Key Responsibilities:

Fiat Payment Operations

• Process end-to-end cross-border remittances and handle payment inquiries, amendments, and cancellations.
• Format and process SWIFT MT messages (MT199, MT192) and ISO 20022 messages (pacs.008, pacs.004, pacs.002).
• Handle outgoing and incoming payment exceptions based on SOP
• Liaise with correspondent banks and payment partners to resolve Nostro breaks and payment delays.

Crypto Operations & Settlement

• Process daily OTC on-ramp and off-ramp transactions, ensuring seamless conversion and settlement between fiat currencies and digital assets.
• Execute daily on-chain token transactions across major blockchain networks.
• Perform buy/sell trade settlement with LP.
• Execute liquidity management based on Treasury instructions.
• Conduct daily wallet operations using institutional wallet infrastructure platforms following strict approval matrices.
• Ensure full reconciliation of assets by performing daily double-entry reconciliations across Nostro accounts, LP balances, exchange accounts, and internal wallet ledgers.
• Execute Travel Rule screening (e.g., Notabene, GTR) and monitor incoming/outgoing crypto transfers for risk alerts.
• Log operational exceptions, track inquiry resolution times, and adhere to internal SOPs and SLAs.

Requirements:

• Bachelor’s degree in Banking and Finance, Business, or a related field.
• Minimum 1 to 3 years of operational experience in bank payment processing, cross-border remittances, or fintech/crypto operations.
• Technical Proficiency: Basic understanding of SWIFT MT/ISO 20022 payment messaging and Nostro reconciliation and Hands-on familiarity with crypto wallets, stablecoins, and basic blockchain concepts.
• Basic understanding of AML, KYC, Sanctions screening, and Travel Rule requirements.
• Familiar with utilizing block explorers (Etherscan, Solscan, etc.) for transaction investigations.
• High attention to detail, strong problem-solving skills, and the ability to operate under strict daily cutoff times.