Senior Night-Shift Mortgage Loan Originations Analyst

Cognizant Technology Solutions Corporation; Elsene; In loco; EUR 55.000 - 75.000; Tempo pieno

Descrizione del lavoro

Cognizant Technology Solutions Corporation is seeking a seasoned loan originations specialist to drive high-quality processing and analysis for mortgage and consumer lending portfolios in a work-from-office night shift setting.

The role emphasizes advanced MS Excel capabilities for underwriting risk assessment, data-driven decision support, and adherence to ethical lending practices, with a focus on responsible credit growth and financial inclusion.

Competenze

• Demonstrated MS Excel mastery for large loan datasets with high accuracy.
• Assess risk drivers and credit parameters for informed lending outcomes.
• Support application intake, verification, tracking, and closing readiness checks.
• Communicate effectively with cross-functional teams during night shifts.

Mansioni

• Manage end-to-end loan origination activities in an office-based night shift environment.
• Analyze financial data using advanced MS Excel functions to evaluate affordability and risk.
• Review customer information, credit reports, income proofs, and collateral to support underwriting.
• Maintain accurate records in loan origination systems and document decisions.
• Collaborate with underwriting stakeholders to align on risk thresholds and ensure audit readiness.
• Apply mortgage origination principles to data verification and condition tracking.
• Monitor queues, turnaround times and errors; suggest process improvements.
• Prepare reports and dashboards in MS Excel summarizing pipeline and aging.
• Adhere to policies and quality standards; support ethical lending practices.
• Support continuous improvement by testing templates and workflows.
• Provide clear communication during night shifts and document handoffs.
• Contribute to fair access to credit and responsible lending initiatives.

Conoscenze

MS Excel

Underwriting concepts

Data analysis

Communication

Descrizione del lavoro

Cognizant Technology Solutions Corporation is seeking a seasoned loan originations specialist to drive high-quality processing and analysis for mortgage and consumer lending portfolios in a work-from-office night shift setting.

The role emphasizes advanced MS Excel capabilities for underwriting risk assessment, data-driven decision support, and adherence to ethical lending practices, with a focus on responsible credit growth and financial inclusion.