Mortgage Origination SME - Live Underwriting & Excel

Cognizant Technology Solutions Corporation; Elsene; In loco; EUR 50.000 - 70.000; Tempo pieno

Descrizione del lavoro

Cognizant Technology Solutions Corporation is seeking a Subject Matter Expert in Residential Mortgage Live Underwriting to optimize workflows, ensure data accuracy and support responsible lending practices. You will leverage advanced MS Excel to analyze loan portfolios, review files, and coordinate with risk, compliance, and operations teams during the night shift.

You will document insights, develop reusable templates and dashboards, and contribute to continuous improvement initiatives that

Competenze

• Four to eight years of experience in loan operations or underwriting.
• Strong MS Excel capabilities including lookups, pivots, complex formulas and data validation.
• Good understanding of mortgage underwriting principles and credit risk.
• Able to adapt to night shift operations and provide data-driven decision support.

Mansioni

• Deliver domain expertise in loan originations by analyzing end-to-end application data and documenting insights to improve credit decision quality and efficiency.
• Provide portfolio and pipeline analysis using advanced Excel to identify data patterns, risks and opportunities for process optimization.
• Review loan files against credit policies and regulatory standards to support compliant underwriting outcomes.
• Coordinate with cross-functional operations and credit teams during night shift to ensure smooth handoffs and timely closure of loan origination activities.
• Validate data in source systems (income, collateral, repayment indicators) and recommend corrective actions to maintain data integrity.
• Develop Excel templates, trackers and dashboards to standardize reporting and provide visibility into workflow status and performance metrics.
• Conduct root cause analysis on exceptions and declined cases to uncover systemic issues and propose improvements to reduce cycle time and rework.
• Prepare documentation and procedural guides to enable consistent execution of loan origination steps by peers and support personnel.
• Collaborate with risk and compliance partners to interpret guidelines and translate into operational checks for responsible lending.

Conoscenze

MS Excel

Data analysis

Attention to detail

Communication

Night shift adaptability

Strumenti

Microsoft Excel

Descrizione del lavoro

Cognizant Technology Solutions Corporation is seeking a Subject Matter Expert in Residential Mortgage Live Underwriting to optimize workflows, ensure data accuracy and support responsible lending practices. You will leverage advanced MS Excel to analyze loan portfolios, review files, and coordinate with risk, compliance, and operations teams during the night shift.

You will document insights, develop reusable templates and dashboards, and contribute to continuous improvement initiatives that