Senior Business Analyst Credit - BNP Paribas Fortis

Adjugo; Brussel Hoofdstad; Hybrid; EUR 70,000 - 90,000; Full time

Job summary

BNP Paribas Fortis is seeking a Senior Business Analyst Credit to join the Transformation Office. The role supports the In Life cluster, aligning business needs with COBOL and Java API interfaces while driving risk and credit improvements.

Hybrid work is offered, with emphasis on stakeholder collaboration and value delivery. You will gather requirements, refine user stories, and support testing, acceptance, and incident resolution across the credit lifecycle.

Qualifications

• 3–5 years of relevant experience; lower bound 3 years.
• Master’s degree or equivalent.
• Fluent Dutch or French; either national language.
• Passive understanding of the other national language.
• Experience in banking, Risk & Credits.
• End-to-end knowledge of credit products.
• Knowledge of Agile refinement and delivery processes.

Responsibilities

• Understand business needs and translate them into solutions.
• Communicate business needs to stakeholders and teams.
• Design business solutions and gather requirements.
• Analyse business requirements and align with delivery.
• Coordinate with Product Owners, Developers and QA.
• Lead acceptance and incident resolution where needed.

Skills

Stakeholder management

Agile methodologies

Business analysis

Requirements gathering

Communication skills

Data analysis

Education

Master's degree or equivalent experience

Tools

COBOL

Java APIs

Process configuration

Job description

Senior Business Analyst Credit - BNP Paribas Fortis

Dates: 2026-11-02 — 2027-12-31

BNP Paribas Fortis seeks a Senior Business Analyst Credit for its Risk & Credits tribe within the Transformation Office. The tribe supports digital, transparent, simple, timely, sustainable and compliant lending solutions for all clients. Its activities cover the credit lifecycle from request and contract finalisation through adjustments to full repayment.

The consultant supports the In Life cluster, whose squads cover lending products, services and applications for all customer types from client contracting through portfolio risk management. The squad manages the system of records for credit-related data. The assignment connects stakeholder needs with application behaviour and functional integration flows, including COBOL applications, Java APIs and process layer configuration.

The analyst gathers and analyses requirements, contributes to impact and scenario studies and works with business and IT stakeholders on business solutions. The role also supports Agile feature slicing and refinement, testing, acceptance and incident resolution. The Transformation Office focuses on value creation, operational simplicity and performance optimisation for colleagues and customers.

Top Reasons to Apply

End-to-end credit exposure

Strategic banking transformation

Business technology collaboration

Hybrid working arrangement

Responsibilities

Understand business needs

Translate business needs

Communicate business needs

Design business solutions

Gather business requirements

Analyse business requirements

Must Have

Degree or equivalent

Fluent national language

Passive other language

Application functionality knowledge

Java API affinity

Additional Responsibilities

• Translate functional requirements
• Align stakeholder progress, timelines and objectives
• Link needs and costs
• Collaborate with Process Engineers, Functional Analysts, Developers and IT Architects
• Collect stakeholder needs
• Define acceptance criteria
• Slice feature deliveries with Product Owners (CPO or PO), Initiative Owners and Opus Owners
• Identify feature impacts
• Identify possible risks
• Collaborate with Product Owners, Architects, Data Managers, Legal, Compliance and Risk
• Clarify testing requirements
• Lead incident closure with Functional Analysts and developers
• Test delivered features
• Support feature test plans
• Determine testing needs
• Identify UAT actors
• Support functional testing
• Organise User Acceptance Testing where applicable
• Attend Business Acceptance Testing
• Attend release validations
• Resolve functional incidents
• At least 3 to 5 years of relevant experience; lower bound recorded as 3 years, with the original range retained.
• Master’s degree or equivalent experience.
• Fluent Dutch or French; either national language satisfies the fluent-language requirement.
• Passive understanding of the other national language (Dutch or French).
• Experience in the banking industry.
• Experience in Risk & Credits.
• End-to-end knowledge of credit products.
• Knowledge and experience with Agile methodology.
• Excellent analysis skills.
• Ability to structure and model.
• Structured working approach.
• Demonstrable strong stakeholder management skills.
• Efficient oral and written communication.
• Ability to convince, influence and negotiate.
• Drive and tenacity in finding creative solutions.
• Customer orientation and drive to meet expectations.
• Team player.
• Good knowledge of internal and external stakeholders in the credit process.
• Firm grasp of business strategy.
• Firm grasp of operational processes.
• Profound knowledge of Agile refinement and delivery, QAP, sprint ceremonies and interactions between roles.

Technical skills

• Good knowledge of application functionalities supporting the processes and products in scope.
• Technical affinity with COBOL applications.
• Technical affinity with Java APIs and integration with Java applications.
• Technical affinity with process layer configuration.
• Comfortable analysing API-related needs.
• Understand functional integration flows.
• Discuss application behaviour with Functional Analysts, developers and architects.
• Technology and product knowledge needed to develop business solutions.

Tools

• COBOL applications
• Java applications and APIs
• Process layer configuration