Insurance Officer

Axis Group; Halle; Hybrid; EUR 45,000 - 62,000; Full time

Benefits offered by this job

Competitive gross salary

Fixed expense allowance

Meal voucher

Job summary

Axis Group in Halle, Belgium is seeking an Insurance Officer to oversee the insurance portfolio, ensuring policies, coverage and terms are accurate and up to date. You will collaborate with internal partners, analyze insurance needs, and negotiate with brokers and insurers.

The role requires strong analytical and communication skills, proactivity, and the ability to coordinate complex claims and improvements. A hybrid work arrangement and office presence in Halle are available.

Qualifications

• Holds a bachelor’s or master’s degree in a relevant field such as insurance, law, or economics, or has several years of relevant work experience.
• Strong analytical skills and a focus on optimization to assess coverage and risks.
• Proactive and results-oriented with initiative to implement improvements.
• Excellent communication skills to persuade stakeholders and negotiate with insurers.

Responsibilities

• Oversee the insurance portfolio, ensuring policies, coverage, deductibles, premiums, and terms are up-to-date and internally consistent.
• Collaborate with internal partners to identify current and future insurance needs and analyze operational risks.
• Assess competitiveness and cost-effectiveness of the portfolio by reviewing broker/insurer proposals and identifying gaps.
• Assist with tenders and policy renewals; negotiate premiums and terms; implement policy changes accurately and timely.
• Advise stakeholders on insurability and coverage options with clear explanations.

Skills

Analytical skills

Negotiation

Communication

Stakeholder management

Stress resilience

Organized

Education

Bachelor’s/Master’s in Insurance/Law/Economics

Several years of relevant work experience

Job description

Are you the Insurance Officer we’re looking for? In this challenging role, you’ll be responsible for overseeing the insurance portfolio and ensuring that policies and terms and conditions are up-to-date and consistent. You’ll collaborate with internal partners, analyze insurance needs, and negotiate with brokers and insurers. With your strong analytical skills and communication abilities, you’ll ensure optimal claims settlements and propose improvements. Do you have relevant education or experience, and are you proactive and results-oriented?

Key Responsibilities

• You oversee the insurance portfolio and ensure that policies, coverage, limits, deductibles, premiums, and terms and conditions are accurate and up to date, with a focus on internal consistency;
• You collaborate with internal partners to identify current and future insurance needs and analyze the implications of changes in operations and risks;
• You regularly assess whether the insurance portfolio remains competitive and cost-effective. You critically compare proposals from brokers and insurers, identifying gaps, overlaps, and opportunities for improvement;
• You assist with tenders and policy renewals, compare proposals from brokers and insurers, and negotiate premiums, coverage, and contract terms. You ensure the accurate and timely implementation of changes to policies, including new policies, endorsements, certificates, premiums, renewals, and expiration dates;
• You advise internal stakeholders on insurability, policy terms, and coverage options, and make complex insurance information accessible and understandable;
• You critically evaluate insurance claims, gather the necessary information, and coordinate the flow of information between the relevant internal and external parties. You protect the organization’s interests in complex claims cases and take the necessary steps to secure fair and optimal compensation, including critically assessing the positions of brokers and insurers and engaging counter-expertise when necessary;
• You monitor current developments in the insurance sector, relevant legislation, and trends in claims, and translate these insights into recommendations for the insurance portfolio.

Required Qualifications

• Holds a bachelor’s or master’s degree in a relevant field such as insurance, law, or economics, or has several years of relevant work experience. An affinity for insurance products, policy terms and conditions, and how the market works is a significant asset;
• Possesses strong analytical skills and a focus on optimization. You are able to critically assess coverage, premiums, terms, and risks, identify relationships in data, and translate your analyses into concrete, well-founded areas for improvement;
• You are proactive and results-oriented. You recognize opportunities and risks in a timely manner, take the initiative, and oversee improvement measures until they have been effectively implemented;
• Can handle stress well and is flexible. You are able to remain calm when dealing with challenging cases and know how to adapt to changing and unexpected situations;
• Possesses strong communication skills and the ability to persuade. You listen attentively to the needs of stakeholders, make complex information accessible, and defend your recommendations in a clear and constructive manner. You are also able to negotiate critically and professionally with real estate agents and insurers;
• You work accurately and in an organized manner. You maintain an overview of a diverse portfolio, work in a structured way, and keep a close eye on deadlines, data quality, and agreements made;
• Has an excellent command of Dutch, French, and English, both written and spoken;
• Is willing to come to the Halle office at least three days a week. In addition, there is the option to work up to two days a week from home or at one of the regional hubs.

Benefits

• A competitive gross monthly salary commensurate with your experience and skills.
• A fixed expense allowance for daily expenses.
• Meal voucher