Area Lead Customer Development and Retention

ING Belgium NV/SA; Brussel; On-site; EUR 140,000 - 210,000; Full time

Job summary

ING Belgium is seeking a Product Area Lead for Customer Development & Retention within the Growth Tribe. The role drives the end-to-end customer development agenda for the Private Individuals segment, directing strategy, execution and transformation of engagement and retention initiatives.

As a senior leader, you will own strategic outcomes, manage investments, and lead a high-performance organisation across multiple squads.

Qualifications

• Master's degree or equivalent.
• 15+ years leading commercial growth and customer lifecycle programs.
• Experience managing managers and multidisciplinary organisations in complex matrix environments.
• Proven ownership of strategic planning, marketing investment management and transformation delivery.
• Strong executive influencing, stakeholder management and leadership capabilities.

Responsibilities

• Own the Customer Development & Retention strategy, roadmap and outcomes.
• Lead transformation initiatives across customer development, engagement, retention and digital sales.
• Shape business planning, resource allocation and performance marketing investment decisions.
• Drive innovation through AI, analytics, personalisation and digital growth capabilities.
• Present business cases, performance outcomes and strategic recommendations to senior leadership and executive stakeholders.

Skills

Executive leadership

Strategic planning

Stakeholder management

Data-driven decisions

Communication

Education

Master's degree

Job description

Product Area Lead Customer Development & Retention Growth Tribe Belgium | Private Individuals Mission

The Product Area Lead Customer Development & Retention is accountable for ING Belgium's end-to-end customer development agenda across the Private Individuals segment, owning the strategic direction, execution and transformation of customer development, engagement and retention. As a senior leader within the Growth Tribe, the role owns strategic business outcomes, must-win battles, long-term capability development, investment prioritisation and overall customer growth performance. The role reports to the Tribe Lead Growth.

Strategic Leadership & Transformation

• Own the Customer Development & Retention strategy, roadmap and outcomes.
• Lead transformation initiatives across customer development, engagement, retention and digital sales.
• Shape business planning, resource allocation and performance marketing investment decisions.
• Drive innovation through AI, analytics, personalisation and digital growth capabilities.
• Represent the domain in strategic decision-making forums together with the Tribe Lead Growth.

Business Planning & Financial Accountability

• Own annual business plans, objectives, KPIs and strategic priorities (Must win battles) with regard to primary mobile customer development, cross-buy and active customers.
• Manage significant investments and budgets across digital sales campaigns, performance marketing and retention capabilities.
• Ensure resource optimisation and sustainable commercial value creation.
• Provide strategic performance recommendations to senior management and executive stakeholders.

Leadership & Organisational Capability

• Lead a Product Area consisting of 2 Product Leads, multiple squads and multidisciplinary experts (25+ direct and 10 functional resources).
• Build organisational capabilities, succession plans and talent development frameworks.
• Coach Product Leads and senior experts while building a high-performance culture.
• Drive alignment, prioritisation and execution across interconnected growth initiatives.

Customer Growth & Commercial Ownership

• Own customer development, digital sales, engagement, retention, cross-sell and customer value outcomes (CPA).
• Own senior-management KPIs and Must-Win Battles contributing to ING Belgium commercial performance.
• Lead proactive churn prevention and customer engagement programmes using analytics and behavioural insights.
• Establish best-in-class experimentation and analytics capabilities.

Stakeholder Leadership

• Influence decisions across Product, Channels, Marketing, Communications, Analytics, Customer Intelligence and Private Individuals as a broader organisation.
• Present business cases, performance outcomes and strategic recommendations to senior leadership and executive stakeholders.

Risk, Regulatory & Governance Leadership

• Act as accountable senior leader for first-line risk management activities within the area in alignment with Tribe Lead Growth and risk stakeholders.
• Ensure regulatory, compliance, privacy and governance requirements are embedded in all customer growth activities of the Area.

Experience & Competencies

• Master's degree or equivalent.
• 15+ years leadership experience in commercial growth, customer lifecycle management, digital sales or transformation.
• Track record leading managers and multidisciplinary organisations in complex matrix environments.
• Demonstrated ownership of strategic planning, marketing investment management and transformation delivery.
• Strong executive influencing, stakeholder management and organisational leadership capabilities.
• Excellent communication and storytelling skills, with the ability to engage audiences from specialist to executive level.
• Strong ownership mentality and results-oriented leadership style, assertive.
• Background in Agile ways of working within Tribes, Areas and Squads.
• Highly data-driven.

Reporting Line and Classification

The Customer Development & Retention PAL reports hierarchically to the Tribe Lead Growth and operates within the Growth Tribe. The role leads the Customer Development & Retention Area and is accountable for the strategy, delivery, evolution of this Area.

We're a global bank with a strong European base, and our more than 60,000 colleagues serve around 38 million customers and corporate clients in over 40 countries.

Joining ING means working with friendly and collaborative people towards making a positive impact on people and planet. We believe in empowering the people around us and our customers to stay a step ahead.

Working here means having the autonomy to drive progress, helping to create superior customer value and contributing to our ambition of putting sustainability at the heart of everything we do.

Here, we're more than just a workplace - we're a community of innovators, problem-solvers, and forward-thinkers, dedicated to making a real impact. Whether you're just starting your career or seeking the next big challenge, we have opportunities that will inspire and push you to grow.