Supervisor – Lending Policy & Reporting

Qudos Bank; Sydney; Hybrid; AUD 130,000 - 180,000; Full time

Job summary

Bank Australia invites a leader for Supervisor – Lending Policy & Reporting to oversee lending risk, policy governance and reporting across the lending division. You will ensure alignment with regulatory requirements, internal policies and risk frameworks, while driving change initiatives and promoting a strong culture of compliance and risk awareness.

Based in Sydney, Bendigo or Moe, the role offers flexible working options, a competitive salary and 14% super.

Qualifications

• Experience in consumer lending regulatory frameworks.
• Ability to develop and govern lending policies and procedures.
• Strong data interpretation and risk indicators insight.
• Proven capability to lead a team and manage change.

Responsibilities

• Lead Lending Policy & Reporting team and foster a high-performing culture.
• Oversee lending policy governance and documentation to ensure alignment with regulatory and organizational requirements.
• Monitor regulatory developments and provide guidance to support compliance.
• Lead lending reporting including risk indicators and analytics.
• Support lending-related initiatives and ensure ongoing lending compliance.
• Manage relationships with regulators, auditors and third-party providers.
• Monitor portfolio performance and risk appetite, identifying emerging risks.

Skills

Senior lending experience

Credit risk management

Lending compliance

Regulatory knowledge

Stakeholder management

Analytical reporting

Change initiatives

Leadership and coaching

Prioritisation under pressure

Education

Tertiary qualifications in Finance, Governance, Risk, Business

Job description

As Supervisor – Lending Policy & Reporting, you will lead the management of lending risk and compliance obligations across the lending division, ensuring lending activities are aligned with regulatory requirements, internal policies and risk frameworks. You will oversee lending policy governance, reporting and key risk indicators, while supporting the successful implementation of lending-related change initiatives and promoting a strong culture of compliance and risk awareness.

Through stakeholder engagement, monitoring and continuous improvement, you will help ensure effective risk management practices, policy adherence and sustainable lending outcomes across the business.

This role can be based in Bendigo, Moe or Sydney.

• We have big plans to become Australia’s most trusted bank and a leading purpose-driven business.
• As a certified B Corp, we’re part of a global business community who meet the highest social and environmental standards, putting purpose over profit.
• Every role and person in our bank is essential to bringing our values, purpose and aspiration to life.
• We offer flexible working options, competitive salary and 14% super.
• Our staff have access to a range of meaningful benefits to support their physical and mental wellbeing including 24/7 free counselling, free flu vaccinations and discounted gym memberships.
• We also support staff with study assistance, paid parental leave (regardless of gender), volunteer, bereavement, gender affirmation and family violence leave; and the opportunity for bonus annual leave.
• We support our staff to grow their careers through learning and development and an organisational culture where we reward and recognise innovation and values, not long hours.
• We are committed to building an inclusive culture and a diverse workforce that reflects the Australian community.
• We care for a conservation reserve – where we work with key partner organisations to protect threatened species and involve staff in conservation.

What you will be doing

• Lead and support the Lending Policy & Reporting team, fostering a high-performing culture through coaching, capability development and prioritising team wellbeing.
• Oversee lending policy governance, including the review, maintenance and enhancement of lending policies, procedures and supporting documentation to ensure alignment with regulatory and organisational requirements.
• Monitor regulatory and compliance developments, providing guidance and recommendations to support ongoing compliance and industry best practice across the lending division.
• Lead lending reporting and analytics activities, including credit risk reporting, committee reporting, portfolio monitoring and analysis of key risk indicators.
• Support lending-related initiatives and change programs, ensuring effective implementation and ongoing compliance with lending requirements.
• Manage relationships with regulators, auditors, industry bodies and third-party providers that support the bank’s lending operations.
• Monitor lending portfolio performance, risk appetite measures and key risk indicators, identifying emerging risks and recommending appropriate actions.
• Support sound lending outcomes through delegated lending authority activities, valuation governance and oversight of lending compliance obligations and controls.

What you will bring

• Strong experience in a senior lending, credit, risk or lending compliance role within financial services.
• Strong understanding of consumer lending, credit risk management and lending legislation, including National Credit Code, APRA and ASIC requirements.
• Demonstrated experience developing, implementing and maintaining lending policies, frameworks, procedures and governance controls.
• Strong analytical, reporting and problem-solving skills, with the ability to interpret data, monitor risk indicators and provide meaningful insights.
• Proven experience supporting change initiatives, regulatory implementation and continuous improvement within a lending environment.
• Excellent communication, stakeholder management and influencing skills, with the ability to build effective relationships across all levels of the business and with external stakeholders.
• Strong leadership capability, including coaching, developing and supporting teams to achieve high performance and compliance outcomes.
• Ability to manage competing priorities, exercise sound judgement and work effectively in a fast-paced and highly regulated environment.
• Tertiary qualifications in Finance, Governance, Risk, Business or a related discipline will be highly regarded.
• Commitment to Bank Australia’s purpose, aspiration, values and brand as well as the B Corp ethos

Bank Australia is an equal opportunity employer committed to sustainable development.

We encourage people from different backgrounds to apply, including Aboriginal and Torres Strait Islander people, people from different cultural backgrounds and people with disabilities because we want to reflect the diversity of our communities.

We are committed to making reasonable adjustments to provide a positive, barrier-free recruitment process and supportive workplace.

Bank Australia reserves the right to withdraw this advertisement at any time.

Candidates will be progressed as applications are received, rather than after the advertisement closure date.

Please note, the successful candidate will be subject to satisfactory background checks including but not limited to police and previous employment.