Strategic Credit Assessor - 6-Month Contract

BankVic; Melbourne; On-site; AUD 110,000 - 140,000; Full time

Benefits offered by this job

Discounts and savings on products

Additional five days of leave

Ambulance Victoria Membership

Employee assistance program

2 days paid volunteer leave

Parental leave provisions

Study leave for professional dev.

Reward and recognition program

Job summary

BankVic in Melbourne is seeking a Credit Assessment Specialist for a 6-month fixed term, reporting to the Senior Credit Manager. You will review lending applications, make timely credit decisions and advise on deal structures while ensuring policy compliance.

You will coach teams, drive file quality improvements and stay up-to-date with regulatory obligations, including NCCP, AFSL/ACL, and privacy rules. The role requires strong numerical and analytical skills and the ability to work

Qualifications

• Extensive lending assessment experience with end-to-end lending knowledge from application to settlement.
• Lending approval authority of $1.2 million+.
• Strong knowledge of financial services regulation, including AFSL/ACL obligations and Privacy laws.
• RG146 Tier 2 certification or willingness to complete training.
• Strong numerical, analytical and critical-thinking skills.
• Excellent attention to detail, planning and time management.
• Ability to work autonomously while collaborating within a busy team.
• Strong written, verbal and interpersonal communication skills.

Responsibilities

• Review credit applications and provide timely lending decisions within service levels.
• Approve credit facilities within delegated lending authority.
• Provide guidance on lending scenarios, deal structures and policy.
• Partner with lending teams to maintain quality and compliance standards.
• Provide coaching on loan file quality and adherence to policies.
• Identify process improvements for better outcomes.
• Maintain knowledge of BankVic products, lending requirements and regulatory obligations.
• Support fraud prevention and detection.

Skills

Numerical skills

Analytical thinking

Critical thinking

Communication skills

Time management

Job description

BankVic in Melbourne is seeking a Credit Assessment Specialist for a 6-month fixed term, reporting to the Senior Credit Manager. You will review lending applications, make timely credit decisions and advise on deal structures while ensuring policy compliance.

You will coach teams, drive file quality improvements and stay up-to-date with regulatory obligations, including NCCP, AFSL/ACL, and privacy rules. The role requires strong numerical and analytical skills and the ability to work