Impactful Credit Decision Specialist (6-Month Contract)

BankVic; Melbourne; On-site; AUD 90,000 - 130,000; Full time

Benefits offered by this job

Discounts and savings on products and 

Access to five additional days of lea—

Ambulance Victoria Membership

Employee assistance program

Two days paid volunteer leave

Parental leave provisions

Ongoing professional development and

Reward and recognition program

Job summary

BankVic is seeking a Credit Assessment Specialist for a 6-month fixed-term contract in Melbourne. You will review lending applications, provide timely credit decisions, and guide lending scenarios and policy.

The role supports compliance and coaching across the lending process within a collaborative team. Ideal candidates will have extensive lending assessment experience, familiarity with AFSL/ACL obligations, NCCP, and RG146 Tier 2 certification (or willingness to complete).

Qualifications

• Extensive lending assessment experience and end-to-end lending process knowledge.
• Experience reviewing applications and advising on deal structures.
• Strong knowledge of financial services regulation including AFSL/ACL and NCCP.
• RG146 Tier 2 certification or willingness to complete training.

Responsibilities

• Review lending applications and provide timely lending decisions within service levels.
• Approve credit facilities within delegated lending authority.
• Provide guidance on lending scenarios, deal structures, products and policy.
• Partner with lending teams to maintain quality and compliance standards.
• Coach and train on loan file quality and policy adherence.
• Identify opportunities to improve credit processes and outcomes.
• Maintain knowledge of BankVic products and lending requirements.

Skills

Lending assessment

Numerical analysis

Critical thinking

Communication

Education

RG146 Tier 2 certification

Job description

BankVic is seeking a Credit Assessment Specialist for a 6-month fixed-term contract in Melbourne. You will review lending applications, provide timely credit decisions, and guide lending scenarios and policy.

The role supports compliance and coaching across the lending process within a collaborative team. Ideal candidates will have extensive lending assessment experience, familiarity with AFSL/ACL obligations, NCCP, and RG146 Tier 2 certification (or willingness to complete).