Senior Credit Analyst: Complex Mortgage Lending & Growth

Profusion PAC Pty Ltd; Melbourne; On-site; AUD 150,000 - 190,000; Full time

Benefits offered by this job

Melbourne CBD base role

Strong career development and progress

Collaborative team environment

Job summary

Profusion PAC Pty Ltd in Melbourne is seeking an experienced Senior Credit Analyst to join our growing credit team in Melbourne CBD. You will assess and process complex lending applications while ensuring NCCP, AML/CTF and privacy obligations are met.

You will work closely with brokers, sales teams and internal colleagues to workshop deals, perform due diligence and drive continuous improvement across credit operations, reporting and controls.

Qualifications

• Minimum 10 years' experience in credit analysis, underwriting or lending assessment.
• Experience in mortgage lending, banking or financial services.
• Strong understanding of complex borrower structures including trusts and companies.

Responsibilities

• Assess and submit consumer and business lending applications secured by residential property.
• Evaluate complex credit scenarios and workshop deals with senior stakeholders.
• Build relationships with brokers, sales teams and internal departments.
• Conduct detailed due diligence across all lending applications.
• Ensure compliance with NCCP, AML/CTF and Privacy obligations.
• Identify opportunities to improve credit processes and operational efficiency.
• Support reporting requirements and operational excellence initiatives.

Skills

Credit analysis

Underwriting

Mortgage lending

Stakeholder management

DLA experience

Loan lifecycle

Tools

ApplyOnline

Job description

Profusion PAC Pty Ltd in Melbourne is seeking an experienced Senior Credit Analyst to join our growing credit team in Melbourne CBD. You will assess and process complex lending applications while ensuring NCCP, AML/CTF and privacy obligations are met.

You will work closely with brokers, sales teams and internal colleagues to workshop deals, perform due diligence and drive continuous improvement across credit operations, reporting and controls.