Senior Payments Architect: API-First & AI-Driven

CommBank; Sydney; On-site; AUD 180,000 - 280,000; Full time

Job summary

CommBank in Australia is seeking a Senior Solutions Architect to shape the payments architecture across domestic, international and high‑value settlements. You will lead end‑to‑end solution design and ensure security, resilience and scalable patterns across multiple crews.

You will translate strategic direction into practical designs, promote reusable patterns, API standards and cloud‑native approaches, with AWS experience preferred, and drive governance with engineering, security, risk and

Qualifications

• Senior Solutions Architect with broad architecture leadership experience.
• Strong ability to translate strategic direction into practical designs across multiple delivery crews.
• Experience in payments domain, including ISO 20022 and end-to-end payment lifecycles.

Responsibilities

• Lead end-to-end solution architecture for complex payment initiatives across multiple crews.
• Shape Payments domain architecture and translate strategic direction into practical solution designs.
• Establish and promote reusable architecture patterns, guardrails and API standards.
• Guide engineering and delivery teams to apply architecture standards with pragmatic trade-offs.
• Design secure, scalable and highly available solutions meeting resilience and regulatory expectations.
• Own architecture decisions from concept through delivery and ensure architectural intent remains.
• Engage with engineers and technical leads to translate architecture into implementable patterns.

Skills

API architecture

Microservices

Event-driven design

Cloud-native

AWS

Payments domain

ISO 20022 knowledge

Job description

CommBank in Australia is seeking a Senior Solutions Architect to shape the payments architecture across domestic, international and high‑value settlements. You will lead end‑to‑end solution design and ensure security, resilience and scalable patterns across multiple crews.

You will translate strategic direction into practical designs, promote reusable patterns, API standards and cloud‑native approaches, with AWS experience preferred, and drive governance with engineering, security, risk and