Senior Manager, Credit Risk: Policy & Portfolio Oversight

Cuscal Limited; Sydney; Vor Ort; AUD 180.000 - 240.000; Vollzeit

Benefits dieser Stelle

Ignite growth

Wellbeing program

Inhouse barista

Zusammenfassung

Cuscal Limited is seeking a Senior Manager, Credit Risk in Sydney to oversee the credit risk framework and ensure policy adherence. You will provide independent oversight of first line risk practices and deliver data-driven insights to support risk mitigation and portfolio performance.

Responsibilities include overseeing credit limits, maintaining risk policies, reviewing credit applications, and liaising with APRA as required.

Qualifikationen

• In-depth knowledge of APS 220, 221 and APS 222 and APRA environment.
• Strong knowledge of credit analysis techniques.
• Understanding of credit procedures and management systems.
• Experience with loan security documentation.
• Sound knowledge of balance sheet risk management and accounting.
• Good understanding of treasury credit risks and pricing.
• Experience working with regulators.
• Data analytics using Excel, Power BI and SQL.
• Risk management certifications (CFA/FRM/PRM) preferred.

Aufgaben

• Overseeing management of Cuscal's credit limits and exposures.
• Maintaining and administering credit risk policy and procedures.
• Overseeing a limits and review framework for exposures.
• Reviewing and endorsing credit applications and reviews.
• Developing risk methodologies for chargeback/refund risk.
• Providing technical credit risk support to first line risk businesses.
• Managing preparation of Board and Risk Management committee papers.
• Liaising with APRA as required.
• Offering insights to improve credit risk policies and implementation.
• Identifying and analysing emerging credit/counterparty risks.
• Providing training and tools to first line of defence.
• Assisting with credit risk remediation actions.

Kenntnisse

Credit risk analysis

Data analytics

Power BI

SQL

Regulatory liaison

Tools

APRA reporting systems

Jobbeschreibung

Cuscal Limited is seeking a Senior Manager, Credit Risk in Sydney to oversee the credit risk framework and ensure policy adherence. You will provide independent oversight of first line risk practices and deliver data-driven insights to support risk mitigation and portfolio performance.

Responsibilities include overseeing credit limits, maintaining risk policies, reviewing credit applications, and liaising with APRA as required.