Senior Credit Assurance Lead – Risk & Governance

Capricorn; Perth; Hybrid; AUD 120,000 - 160,000; Full time

Benefits offered by this job

Hybrid work model

14 weeks parental leave

Two extra days of paid leave

Wellbeing and lifestyle perks

Learning and study assistance

Additional benefits e.g., novated/leas

Job summary

Capricorn is seeking a Senior Credit Assurance Officer to provide independent oversight across our credit portfolio, ensuring decisions, controls, and processes align with policy and regulatory obligations.

The role is hands-on with no direct reports, focusing on practical targets, data quality, and timely Triages across a high-volume environment to strengthen governance and credit quality.

Qualifications

• Seven+ years in credit risk, assurance, or related fields.
• Experience with assurance reviews and risk-based assessments.
• Ability to analyse portfolio performance and data trends.
• Proven track record improving governance, controls, and reporting in high-volume environments.
• Strong stakeholder engagement and communication with senior leaders.

Responsibilities

• Provide independent oversight of Capricorn’s credit portfolio and risk controls.
• Establish practical targets, reporting, and triage approaches.
• Improve data quality and review workflows to ensure timely outcomes.
• Translate findings into clear recommendations and drive business improvements.
• Collaborate across Credit, Operations, Debt Recovery, Sales, Product, and Compliance to strengthen governance and credit quality.

Skills

Credit risk

Portfolio analysis

Data analytics

Stakeholder engagement

Leadership (non-managerial)

Regulatory compliance

Auditing

Education

Bachelor's degree in Finance/Commerce or related

Certifications in Risk/Compliance (preferred)

Job description

Capricorn is seeking a Senior Credit Assurance Officer to provide independent oversight across our credit portfolio, ensuring decisions, controls, and processes align with policy and regulatory obligations.

The role is hands-on with no direct reports, focusing on practical targets, data quality, and timely Triages across a high-volume environment to strengthen governance and credit quality.