Credit Assurance Officer

Capricorn; Western Australia; On-site; AUD 70,000 - 90,000; Full time

Benefits offered by this job

Parental leave (14 weeks)

Wellbeing programs

Learning & development

Novated leasing

Job summary

Capricorn is seeking a Credit Assurance Officer to support credit limit reviews and maintain strong credit controls. You will monitor directors, collateral, and Member files, conducting due diligence and timely responses in a busy environment.

The role requires at least two years’ experience in credit, risk or admin, with good communication and strong organisational skills to balance competing demands and deadlines.

Qualifications

• Two years’ experience in a similar role or an administrative role within a professional environment.
• Sound understanding of credit risk assessment practices.
• Intermediate capability across the Microsoft Office suite.
• Ability to manage competing demands, prioritise effectively and meet deadlines.
• Clear, professional communication skills and the ability to build rapport with internal and external stakeholders.

Responsibilities

• Process credit limit reviews with accurate assessments and timely delivery.
• Monitor changes to directors, guarantees, property and loan collateral, and Member credit files.
• Complete required due diligence and maintain up-to-date records.
• Provide responsive support to the Senior Credit Assurance Officer and stakeholders.

Skills

Credit risk

Administrative experience

MS Office

Stakeholder comms

Prioritisation

Education

No formal qualification

Job description

A little about us

Capricorn is one of Australia and New Zealand’s largest and most dynamic Member-owned organisations. Since 1974, we’ve provided our Members with financial and business solutions to make running a business easier. Our flagship Trade Account offers instant credit with over 1600 Preferred Suppliers, simplified monthly expenses, and a generous rewards program.

We have a strong foundation in the automotive and machinery aftermarkets. Our vibrant community includes over 31,000 Members across Australia and New Zealand, from national franchises to your local family workshop. Last year, Capricorn facilitated nearly $4bn in sales with our Preferred Suppliers.

At Capricorn, we're about more than just products and services. We work hard to ensure that our Members, Suppliers and People feel like they're part of something bigger: a Community which is connected and supported to make a difference, while having some fun along the way!

A little about the role

As Credit Assurance Officer, you will process credit limit reviews, ensuring assessments are accurate, complete and delivered within agreed service levels. Your work will help maintain strong credit controls while supporting timely outcomes for Members and internal stakeholders.

You will monitor changes to directors, guarantees, property and loan collateral, trade credit insurance and Member credit files. This includes completing required due diligence, keeping records current and responding to adverse events that may affect a Member’s risk profile.

Working in a busy environment, you will balance competing priorities, complete credit limit audits and provide responsive support to the Senior Credit Assurance Officer and stakeholders across the organisation.

What you’ll bring

You will bring practical experience from a credit, risk or professional administration environment, together with a careful and organised approach to managing detailed information, deadlines and stakeholder requests.

What’s essential

• At least two years’ experience in a similar role or an administrative role within a professional environment.
• Sound understanding of credit risk assessment practices.
• Intermediate capability across the Microsoft Office suite.
• Ability to manage competing demands, prioritise effectively and meet deadlines and role‑specific timeframes.
• Clear, professional communication skills and the ability to build rapport with internal and external stakeholders.

Qualifications

No formal qualification is required for this position.

A little on life at Capricorn

At Capricorn, we’re committed to creating an environment where our people can thrive, both professionally and personally. That’s why we’ve built a range of benefits that support wellbeing, development and important moments in life, helping our people do their best work while balancing what matters most to them.

Our benefits include:

• 14 weeks inclusive paid parental leave for all eligible Team Members, providing equitable support for parents and caregivers.
• Two additional days of paid leave to support moments that matter to you.
• Wellbeing, fitness and lifestyle perks through WHEREFIT and Perkbox.
• Learning and development opportunities, including training and study assistance for eligible Team Members.
• Additional benefits such as purchased leave, salary continuance insurance, social club, novated leasing and more.