Senior Credit Risk & Assurance Leader

Capricorn; Western Australia; Hybrid; AUD 120,000 - 160,000; Full time

Benefits offered by this job

Hybrid work model

14 weeks parental leave

Two additional paid leave days

Wellbeing perks (WHEREFIT)

Learning & development opportunities

Novated leasing and more

Job summary

Capricorn is seeking an experienced Senior Credit Assurance Officer in Australia to provide independent oversight across the credit portfolio. You will ensure credit decisions, controls and processes align with policy, risk appetite and regulatory obligations in a high-volume environment.

This hands-on technical leadership role involves establishing targets, reporting and triage approaches; improving data quality and workflows while delivering timely outcomes.

Qualifications

• At least seven years in credit risk, assurance, audit, compliance or related fields.
• Experience in assurance reviews and risk-based assessments.
• Ability to analyze portfolio performance, data trends and risk signals.
• Proven track record of improving governance, controls and operational efficiency.
• Strong communication and influence with senior leaders.
• Technical leadership or mentoring mindset without direct management duties.

Responsibilities

• Oversee Capricorn’s credit portfolio and ensure decisions align with policy and risk appetite.
• Lead risk-based assurance reviews, triage issues and improve data quality.
• Translate findings into clear, actionable recommendations for governance.
• Collaborate across Credit, Operations, Debt Recovery, Sales, Product, Risk and Compliance.

Skills

Credit risk analysis

Assurance/Risk-based auditing

Stakeholder engagement

Data analysis & interpretation

Education

Bachelor’s degree in Business/Commerce/Finance or related field

Certifications in Risk Management or Internal Audit (preferred)

Job description

Capricorn is seeking an experienced Senior Credit Assurance Officer in Australia to provide independent oversight across the credit portfolio. You will ensure credit decisions, controls and processes align with policy, risk appetite and regulatory obligations in a high-volume environment.

This hands-on technical leadership role involves establishing targets, reporting and triage approaches; improving data quality and workflows while delivering timely outcomes.