Part-Time Commercial Credit Analyst - SME Lending

Shift; Brisbane; Hybrid; AUD 55,000 - 83,000; Part time

Benefits offered by this job

Hybrid working policy

Parental leave up to 26 weeks

Strategy Week

Flat structure

Wellbeing benefits

Job summary

Shift is seeking a part-time Credit Analyst in Australia to review credit applications and assess creditworthiness. You will analyze financial statements, engage with applicants and brokers, and recommend lending options that balance risk and client needs.

The role offers hybrid work options and a meaningful impact on customers and the business. You will collaborate with Relationship Managers, Sales, and internal teams, ensuring compliance and accurate data while supporting growth in the SME

Qualifications

• Experience with Delegated Lending Authority in commercial or business lending.
• Strong business sense with SME market understanding.
• Proven ability to deliver excellent customer service.
• Experience analyzing commercial credit through financial and bank statements.
• Attention to detail with a sharp analytical mindset.
• Compliance and data accuracy focus.

Responsibilities

• Review and assess commercial credit applications using financial statements, bank records, and other important data.
• Connect with applicants and brokers by phone to gather information and discuss loan requirements.
• Deliver accurate and thorough credit assessments, recommending lending limits that fit Shift’s approach.
• Match customer applications with the right products and services.
• Keep detailed records of risk factors and ways to manage them, supporting confident decision-making.
• Develop strong relationships with internal teams, customers, and brokers to support business growth.
• Follow credit underwriting guidelines and compliance standards, and maintain accurate data in our systems.
• Team up with Relationship Managers and Sales teams, offering support, coaching, and mentorship.
• Look for ways to improve our processes and service, helping the whole team work more efficiently.

Skills

Delegated Lending Authority

SME market knowledge

Customer service

Credit analysis

Non-traditional data

Analytical mindset

Compliance

Relationship building

Communication skills

Job description

Shift is seeking a part-time Credit Analyst in Australia to review credit applications and assess creditworthiness. You will analyze financial statements, engage with applicants and brokers, and recommend lending options that balance risk and client needs.

The role offers hybrid work options and a meaningful impact on customers and the business. You will collaborate with Relationship Managers, Sales, and internal teams, ensuring compliance and accurate data while supporting growth in the SME