Mortgage Broker – Uncapped Commission & Premium Database

Bid and Borrow Finance; Sydney; On-site; AUD 120,000 - 230,000; Full time

Job summary

Bid and Borrow Finance in Sydney is seeking an experienced Mortgage Broker with 3–4 years of industry knowledge and aspirations to become a Senior Broker. You will leverage our premium database and your own network to generate and convert high-quality mortgage leads across residential, commercial, and SMSF clients.

The role offers autonomy with flexible arrangements, end-to-end admin support, and an uncapped commission structure designed to maximise your earning potential.

Qualifications

• 3–4 years of proven mortgage industry experience.
• Experience with Infynity platform (Finsure).
• Cert IV Mortgage Broking and/or Diploma holder.
• Current MFAA or FBAA membership preferred.

Responsibilities

• Leverage our premium database (and your own network) to generate and convert high-quality mortgage leads.
• Conduct comprehensive financial needs analyses to tailor lending solutions for residential and/or commercial clients.
• Structure complex loan applications, negotiate with a wide panel of lenders, and secure competitive rates and terms.
• Actively nurture and manage client relationships to build lifelong clients and referrals.
• Maintain accurate records and ensure lending practices comply with NCCP regulations.

Skills

Communication skills

Negotiation

Sales driven

Commercial acumen

Education

Cert IV Mortgage Broking

Diploma

Tools

Infynity platform (Finsure)

Job description

Location: Inner West and South West of Sydney

Job Type: Full-Time / Commission-Based

Experience Level: Industry Knowledge with aspirations to be a Senior Mortgage Broker

Are you a Mortgage Broker or have ambitions to be one, and hitting a ceiling at your current firm? If you:

Have industry experience;

Looking for a genuine change of scenery;

Is driven and ready to step up and maximise earning potential

then this is the opportunity you have been waiting for.

The team

We are a dynamic, high-growth mortgage team, that writes $15-$20m per month in settled loans across residential, commercial and SMSF

The Opportunity

We provide the platform and admin support for a seasoned broker to thrive. Whether you are looking to leverage our extensive, highly qualified internal database or seamlessly integrate your own established network, you will have the resources you need to write serious volume.

Uncapped Earning Potential

We offer one of the most aggressive, transparent commission splits in the industry. Your hard work directly translates to your take-home pay.

A Database

Gain immediate access to a robust, actively managed database of warm leads

Dedicated Support

Enjoy full end-to-end administrative and loan processing support. We handle the paperwork so you can focus on building relationships and settling loans.

Autonomy & Flexibility

We treat you like the experienced professional you are. Enjoy flexible working arrangements and the autonomy to manage your book of business your way.

Key Responsibilities

Leverage our premium database (and your own network) to generate and convert high-quality mortgage leads.

Conduct comprehensive financial needs analyses to provide tailored lending solutions for residential and/or commercial clients.

Structure complex loan applications, negotiate with a wide panel of lenders, and secure the most competitive rates and terms.

Actively nurture and manage client relationships, turning single transactions into lifelong clients and referral sources.

Maintain accurate records and ensure all lending practices are fully compliant with industry regulations (NCCP).

About You

Experience

You have a solid 3-4 years of proven experience in the industry,

Experience with Infynity platform (Finsure)

Qualifications

You hold Cert IV Mortgage Broking certificate and/or Diploma

Current member of the MFAA or FBAA.

Sales Driven

You are highly motivated by a commission-based environment and possess the commercial acumen to maximize a high-quality database.

Relationship Builder

You have exceptional communication and negotiation skills, with a natural ability to build trust and rapport quickly.

Ready for a Change

You are feeling stagnant in your current role and are looking for a fresh, energetic environment that rewards high performance.