Lending Analyst

Richard Lloyd Recruitment; Sydney; On-site; AUD 70,000 - 90,000; Full time

Job summary

Richard Lloyd Recruitment in Sydney CBD is seeking an ambitious Lending Analyst to join the lending team and support Portfolio Managers across the loan book. You will gain training from experienced senior lenders and interact with internal teams and external parties throughout the lending lifecycle.

The role targets early-career professionals with finance exposure who communicate clearly, learn quickly, and aspire to a long-term career in lending. Full Australian working rights are required.

Qualifications

• Early-career experience in Big 4, banking, investment analysis or finance within a lender.
• Excellent written and verbal communication.
• Strong numerical and analytical skills, including basic Excel modelling.
• Composure and confidence with external parties, including in difficult conversations.
• Degree in commerce, finance, accounting or a related field preferred.
• Full Australian working rights.
• Highly regarded: exposure to credit, property or construction.

Responsibilities

• Support Portfolio Managers and Senior Portfolio Managers across the loan book, including loans needing closer attention.
• Assess borrower drawdown requests and check the cost to complete remains covered.
• Monitor covenants, arrears and breaches, and help prepare remediation plans.
• Build cash flow models, track settlements and forecast repayments.
• Prepare expected credit loss (ECL) and credit risk reporting.
• Draft loan submissions, variations and restructure proposals for review.
• Support restructures and enforcement with analysis and reporting.
• Liaise directly with borrowers, lawyers and insolvency practitioners.
• Maintain accurate, audit-ready loan files and documentation.

Skills

Excellent written and verbal comm.

Numerical and analytical skills

Excel modelling (basic)

Education

Bachelor's degree in commerce/finance/accounting or related field

Tools

Excel

Job description

Richard Lloyd Recruitment – Sydney CBD NSW

Full time

18h ago , from Richard Lloyd Accounting Recruitment

Lending Analyst Opportunity

Company Background

Our client is an established Australian financial services business specialising in funds management and lending, with a long track record and steady growth in recent years.

That growth has created an opportunity for an Analyst to join its lending team.

Key highlights include:

• Training from experienced senior lenders
• Exposure to internal teams and external parties across the lending process
• A well-established business with a growing loan book

The Role

Working within the lending team, you will support Portfolio Managers and Senior Portfolio Managers across the loan book, including loans that need closer attention.

• Assess borrower drawdown requests and check the cost to complete remains covered
• Monitor covenants, arrears and breaches, and help prepare remediation plans
• Build cash flow models, track settlements and forecast repayments
• Prepare expected credit loss (ECL) and credit risk reporting
• Draft loan submissions, variations and restructure proposals for review
• Support restructures and enforcement with analysis and reporting
• Liaise directly with borrowers, lawyers and insolvency practitioners
• Maintain accurate, audit-ready loan files and documentation

Your Background

This role suits an early-career professional looking to move into lending. You communicate clearly, learn quickly and want a long-term career in the industry.

• Early-career experience in Big 4, banking, investment analysis or finance within a lender
• Excellent written and verbal communication
• Strong numerical and analytical skills, including basic Excel modelling
• Composure and confidence with external parties, including in difficult conversations
• Degree in commerce, finance, accounting or a related field preferred
• Full Australian working rights
• Highly regarded: exposure to credit, property or construction