Hybrid Lending Assessment Specialist — Credit Decisioning

People First Bank; Brisbane; Hybrid; AUD 70,000 - 90,000; Full time

Benefits offered by this job

Hybrid working arrangements

Discounts on banking, health insurance

Training and study support

Competitive leave benefits

Employee Assistance Program

Job summary

People First Bank is hiring Credit Assessors to join our Lending Assessment team across Brisbane, Toowoomba, Adelaide or Melbourne. You will assess lending applications, applying policy and delegated authority to ensure quality outcomes for customers.

We value strong credit judgment, attention to detail, and the ability to work across lending products with a customer-focused approach. This is a hybrid, full-time role with a supportive, inclusive culture and opportunities for professional growth.

Qualifications

• Strong knowledge of credit risk, responsible lending and compliance requirements.
• Experience in retail lending and credit decisioning.
• Experience with third party and broker channels.
• Experience operating under a Delegated Lending Authority (DLA).
• Ability to interpret and apply lending policies and frameworks.

Responsibilities

• Assess lending applications and make sound decisions within delegated authority.
• Deliver accurate, efficient application processing and proactive issue resolution.
• Maintain high standards of quality, accuracy and compliance with regulatory requirements.
• Manage workflow and priorities to meet service standards and turnaround times.
• Collaborate with colleagues to share knowledge and contribute to a high-performing team.

Skills

Credit risk knowledge

Retail lending experience

DLA/Delegated lending authority

Policy compliance

Job description

People First Bank is hiring Credit Assessors to join our Lending Assessment team across Brisbane, Toowoomba, Adelaide or Melbourne. You will assess lending applications, applying policy and delegated authority to ensure quality outcomes for customers.

We value strong credit judgment, attention to detail, and the ability to work across lending products with a customer-focused approach. This is a hybrid, full-time role with a supportive, inclusive culture and opportunities for professional growth.