Credit Manager

Charterhouse; Sydney; Hybrid; AUD 120,000 - 130,000; Full time

Benefits offered by this job

Hybrid work arrangement

Annual bonus 15%

26 days annual leave

Educational assistance program

Employee assistance program

Wellbeing allowance

Job summary

Charterhouse in Sydney is seeking an experienced Credit Manager to own the end-to-end credit function within a global FMCG group. You will partner with Sales, Commercial and Finance to manage risk, improve cash flow and drive strong customer outcomes.

This hands-on role leads collections, credit risk, and working capital initiatives, mentors a direct report, and reports on credit, collections and working capital to senior stakeholders. Flexible hybrid working is offered.

Qualifications

• Experience in Credit Management/Accounts Receivable.
• Experience in FMCG/retail or a similar commercial environment.
• Strong experience managing deductions, rebates, claims, disputes and collections.
• Proven credit risk, working capital and cash flow management experience.
• SAP experience (desirable).
• Intermediate Excel and strong reporting/analytical capability.
• Previous people leadership or team management experience.
• Strong communication and stakeholder management skills.

Responsibilities

• Managing the end-to-end credit and accounts receivable function.
• Overseeing credit risk, customer exposures, credit limits and payment performance.
• Leading collections and working capital initiatives, with a focus on improving cash flow.
• Managing customer deductions, claims, rebates, settlements, returns and disputes.
• Partnering closely with Sales and Commercial teams to resolve customer issues and find practical solutions.
• Driving improvements across reporting, processes, automation and finance transformation.
• Preparing and presenting credit, collections and working capital reporting.
• Leading, coaching and developing a direct report.
• Acting as a key Finance partner across the wider business to strengthen controls and mitigate financial risk.

Skills

Credit management

Accounts receivable

FMCG experience

Deductions & collections

Credit risk & cash flow

Excel reporting

People leadership

Stakeholder management

Communication skills

SAP experience

Tools

SAP

Job description

Credit Manager

An exciting opportunity has become available for an experienced Credit Manager to join a highly regarded global FMCG organisation. This is a hands‑on, commercially focused role where you will take ownership of the end-to-end credit function while partnering closely with Sales, Commercial and Finance teams to manage risk, improve cash flow and drive strong customer outcomes.

The Opportunity

• Managing the end-to-end credit and accounts receivable function
• Overseeing credit risk, customer exposures, credit limits and payment performance
• Leading collections and working capital initiatives, with a focus on improving cash flow
• Managing customer deductions, claims, rebates, settlements, returns and disputes
• Partnering closely with Sales and Commercial teams to resolve customer issues and find practical solutions
• Driving improvements across reporting, processes, automation and finance transformation
• Preparing and presenting credit, collections and working capital reporting
• Leading, coaching and developing a direct report
• Acting as a key Finance partner across the wider business to strengthen controls and mitigate financial risk

About You

• Experience in Credit Management/Accounts Receivable
• Experience within FMCG, retail, food & beverage or a similar commercial environment
• Strong experience managing deductions, rebates, claims, disputes and collections
• Proven credit risk, working capital and cash flow management experience
• SAP experience (desirable)
• Intermediate Excel and strong reporting/analytical capability
• Previous people leadership or team management experience
• Strong communication and stakeholder management skills

What's on Offer?

• $120,000 – $130,000 + super + 15% annual bonus
• An opportunity to join an established global organisation in a role where you can have genuine ownership and influence
• Flexible working hours and hybrid working - 3 days in the office, 2 days from home
• 26 days annual leave
• Educational Assistance Program
• Employee Assistance Program
• Wellbeing allowance

If you're an experienced Credit professional looking for your next step within a global FMCG environment, we'd love to hear from you.