Credit Analyst – Portfolio Lending & Risk Insights

Westpac Group; Sydney; On-site; AUD 90,000 - 120,000; Full time

Benefits offered by this job

Discounts on banking products

Flexible work arrangements

Learning & development

Community volunteering

Job summary

Westpac Group is seeking a Credit Analyst in Sydney's Portfolio Management Team to shape lending decisions for a diverse mix of large private and smaller public companies. The role blends deep credit analysis with commercial insight, contributing to credit submissions and supporting risk management across customer portfolios.

You’ll work closely with our bankers, company executives and professional investors, translating complex financials into clear recommendations and influencing structuring

Qualifications

• Proficient in analyzing commercial lending scenarios.
• Ability to interpret financial statements and assess risk.
• Strong written and verbal communication and relationship-building.
• Collaborative mindset with the ability to work independently when needed.

Responsibilities

• Contribute to high-quality credit submissions.
• Help structure deals and support risk management across portfolios.
• Collaborate with bankers, company executives and investors.
• Assist in shaping lending decisions for a diverse range of clients.

Skills

Credit analysis

Financial statement analysis

Risk profiling

Communication skills

Job description

Westpac Group is seeking a Credit Analyst in Sydney's Portfolio Management Team to shape lending decisions for a diverse mix of large private and smaller public companies. The role blends deep credit analysis with commercial insight, contributing to credit submissions and supporting risk management across customer portfolios.

You’ll work closely with our bankers, company executives and professional investors, translating complex financials into clear recommendations and influencing structuring