Assistant Vice President - Real Estate Finance

Smbc Group; Australia; On-site; AUD 140,000 - 190,000; Full time

Job summary

SMBC seeks an Assistant Vice President - Real Estate Finance Australia to assess corporate real estate and development opportunities, review financial information, build models, analyse projects, and prepare credit papers for approvals, while supporting transaction execution and client service.

The role is within the REF, CBAP team, requiring 3–5 years in banking, strong financial analysis skills, and proficiency with MS Office. You will contribute to policy improvements and portfolio monitoring.

Qualifications

• 3–5 years of relevant experience in a banking deal origination or credit role.
• Strong understanding of Real Estate Finance and corporate banking.
• Advanced ability to analyze financial statements and model cash flows.
• Knowledge of credit processes and documentation.
• Excellent numeracy and communication skills.

Responsibilities

• Deliver detailed credit and financial analysis for corporate and real estate customers.
• Build and review financial models and cash flow projections.
• Prepare reports and presentations for customers and advisors.
• Prepare credit papers for credit approvals.
• Manage loan documentation negotiation and execution.
• Support portfolio administration and ongoing monitoring.
• Contribute to policy/process improvements and portfolio analysis.
• Assist senior team with implementation of strategy.

Skills

Financial analysis

Financial modelling

Numeracy

Written and verbal communication

Report writing

Education

Tertiary qualifications in business-related field

Tools

MS Excel

MS Word

PowerPoint

Job description

This role involves assessing corporate real estate, real estate investment, and development clients by reviewing financial information, building financial models, analysing projects, and preparing reports. The successful candidate will prepare credit applications, manage transaction documentation, and support the completion of transactions. As a senior credit and execution member of the REF, CBAP team, this person will play a key role in executing transactions whilst promoting SMBC’s products and services.

This position will be responsible for the following:

• Delivering detailed credit analysis and financial analysis of corporate and structured real estate customers and potential deals.
• Working with financial models and modelling cash flows and financial information to undertake financial analysis.
• Preparing reports for presentations to external parties, such as customers and advisors.
• Preparing credit papers to seek credit approval for transactions from SMBC Credit Department.
• Conduct periodic / interim reviews over existing customer accounts.
• Manage the loan and ISDA documentation negotiation and execution.
• Assisting with ongoing credit, compliance and general administration of the real estate portfolio. This will relate to credit memoranda, assisting with the execution of loan documents and ongoing project monitoring requirements.
• Participating as a senior member of the REF team in servicing the clients’ day-to-day requirements over existing and new products.
• Supporting the Head of REF, Deputy Head of REF, and Vice Presidents with implementation of policy and process improvements, REF portfolio analysis and analysis of new business opportunities.

To succeed in this role, you will have:

• 3-5 years of relevant experience as an Assistant Relationship Manager or Credit Analyst, ideally within a Bank or Financial Institution in a deal origination team.
• Awareness and reasonable understanding of Real Estate Finance and Corporate Banking financial products and services.
• Advanced understanding of financial statements and ability to conduct financial modelling.
• Advanced understanding of credit processes within a bank and related administration.
• Strong level of numeracy and financial analysis skills.
• Influencing skills both in writing through presenting a persuasive argument and verbally.
• Ability to condense complex issues into a readable format in report writing or through other communications.
• Excellent communication skills both verbal and written.
• Proficiency in Microsoft Office, including Excel, Word and PowerPoint.
• Tertiary qualifications in a business relevant field.

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Assistant Vice President - Real Estate Finance Australia