Assistant Vice President - Real Estate Finance

Sumitomo Mitsui Banking Corporation; Sydney; On-site; AUD 120,000 - 160,000; Full time

Job summary

SMBC Group is looking for a senior credit and execution professional to assess corporate real estate and investment clients, review financials, build financial models, and prepare credit applications.

You will manage transaction documentation and support transaction completion, acting as a senior member of the REF, CBAP team to promote SMBC products and services.

Qualifications

• 3-5 years of relevant experience in a Bank or Financial Institution.
• Understanding of Real Estate Finance and Corporate Banking products.

Responsibilities

• Deliver detailed credit analysis and financial analysis of corporate and real estate customers and deals.
• Work with financial models to project cash flows and analyse financial information.
• Prepare reports and presentations for external parties such as customers and advisors.
• Prepare credit papers to seek credit approval from SMBC Credit Department.
• Conduct periodic reviews of existing customer accounts.
• Manage loan and ISDA documentation negotiation and execution.
• Support ongoing credit, compliance and administration of the real estate portfolio.
• Contribute as a senior member of the REF team in servicing day-to-day client needs.
• Assist Head of REF and VP's with policy implementation and portfolio analysis.

Skills

Credit analysis

Financial modelling

Report writing

Communication

Education

Business degree

Tools

Microsoft Office

Job description

24h ago , from Sumitomo Mitsui Banking Corporation

This role involves assessing corporate real estate, real estate investment, and development clients by reviewing financial information, building financial models, analysing projects, and preparing reports. The successful candidate will prepare credit applications, manage transaction documentation, and support the completion of transactions. As a senior credit and execution member of the REF, CBAP team, this person will play a key role in executing transactions whilst promoting SMBC’s products and services.

This position will be responsible for the following:

• Delivering detailed credit analysis and financial analysis of corporate and structured real estate customers and potential deals.


• Working with financial models and modelling cash flows and financial information to undertake financial analysis.


• Preparing reports for presentations to external parties, such as customers and advisors.


• Preparing credit papers to seek credit approval for transactions from SMBC Credit Department.


• Conduct periodic / interim reviews over existing customer accounts.


• Manage the loan and ISDA documentation negotiation and execution.


• Assisting with ongoing credit, compliance and general administration of the real estate portfolio. This will relate to credit memoranda, assisting with the execution of loan documents and ongoing project monitoring requirements.


• Participating as a senior member of the REF team in servicing the clients’ day-to-day requirements over existing and new products.


• Supporting the Head of REF, Deputy Head of REF, and Vice Presidents with implementation of policy and process improvements, REF portfolio analysis and analysis of new business opportunities.

To succeed in this role, you will have:

• 3-5 years of relevant experience as an Assistant Relationship Manager or Credit Analyst, ideally within a Bank or Financial Institution in a deal origination team.


• Awareness and reasonable understanding of Real Estate Finance and Corporate Banking financial products and services.


• Advanced understanding of financial statements and ability to conduct financial modelling.


• Advanced understanding of credit processes within a bank and related administration.


• Strong level of numeracy and financial analysis skills.


• Influencing skills both in writing through presenting a persuasive argument and verbally.


• Ability to condense complex issues into a readable format in report writing or through other communications.


• Excellent communication skills both verbal and written.


• Proficiency in Microsoft Office, including Excel, Word and PowerPoint.


• Tertiary qualifications in a business relevant field.

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