Credit Risk Analysis Coordinator (m/f/d)

DenizBank AG; Wien; Hybrid; EUR 60.000 - 90.000; Vollzeit

Benefits dieser Stelle

Staff canteen / meal subsidies

Voluntary pension plan

Employee discounts

Hybrid work option

Zusammenfassung

DenizBank AG in Austria is seeking a seasoned Credit Risk Analyst to evaluate credit proposals and perform in-depth financial analysis. You will prepare risk assessments, support the Credit Committee, and monitor covenants in a dynamic banking environment.

Ideal candidates bring at least five years of experience, strong analytical skills, and a structured, ownership-minded working style. EU/Austrian regulations knowledge and German language are advantageous.

Qualifikationen

• Minimum 5 years of experience in credit risk analysis or a similar role.
• Strong financial analysis skills with an analytical, detail-oriented mindset.
• Good communication and teamwork skills; sense of ownership.
• Degree in Finance, Economics or related field; knowledge of corporate lending and EU/Austrian regulations; German advantageous.

Aufgaben

• Analyze credit proposals based on financial, industrial and structural factors.
• Perform financial analysis (balance sheet, cash flow, profitability, etc.).
• Prepare credit risk assessment reports.
• Support the Credit Committee's decision-making process.
• Monitor covenants and conditions; follow up on financial documentation.
• Coordinate with relevant departments to obtain missing information; ensure data completeness and accuracy.
• Apply internal credit policies and procedures; identify and flag risks.

Kenntnisse

Credit risk analysis

Financial analysis

Analytical mindset

Communication skills

Teamwork

Ownership

Organization

Corporate lending knowledge

Regulatory knowledge EU/Austria

German language (advantage)

Ausbildung

Finance/Economics degree

Jobbeschreibung

DenizBank AG, a member of the globally successful DenizBank Financial Services Group and Emirates NBD, is an Austrian universal bank with a strong presence in Austria and Germany. We are committed to providing our customers innovative and customized products and are looking for personalities, who continuously raise banking to a new level.

Your Tasks

• Analyze credit proposals based on financial, industrial and structural factors, current market conditions and rating assessments
• Perform financial analysis (balance sheet, cash flow, profitability, etc.)
• Prepare credit risk assessment reports
• Support the Credit Committee's decision-making process
• Perform & validate rating assessments
• Monitor covenants and conditions
• Follow up on financial documentation
• Coordinate with the relevant departments to obtain missing information.
• Ensure data completeness and accuracy
• Apply internal credit policies and procedures
• Identify and flag potential risks
• Support risk mitigation actions
• Contribute to reporting and process improvements
• Monitor specialized lending exposures

What You Bring

• Minimum 5 years of experience in credit risk analysis or a similar role
• Strong financial analysis skills
• Analytical and detail-oriented mindset
• Good communication and teamwork skills
• Sense of responsibility and ownership
• Structured and organized working style
• Degree in Finance, Economics or related field
• Knowledge of corporate lending and risk assessment
• Familiarity with EU / Austrian regulations
• German is an advantage

What We Offer

• Responsible tasks and the opportunity to actively contribute in a dynamic environment.
• Collaboration within a motivated, international, and highly skilled team.
• Individual development and training opportunities.
• Attractive benefits: staff canteen / meal subsidies, voluntary pension plan, employee discounts, hybrid work option, and more.

Minimum gross wage in accordance with the collective agreement if the minimum requirements are met: EUR 3.375,40 /month with willingness to overpay depending on professional experience and training.

All job advertisements are aimed at all genders in the interests of equal treatment.