Corporate Risk Manager (all genders)

ERSTE Immobilien KAG; Österreich; Hybrid; EUR 46,000 - 56,000; Full time

Benefits offered by this job

Hybrid work arrangement

Career development support

Job summary

Erste Group Bank AG in Vienna seeks a seasoned corporate risk professional to assess credit worthiness of national and international clients, with a focus on energy projects and consumer goods, including risk strategy development and client collaboration.

You will decide on loan applications and prepare recommendations for final approval, working with CEE subsidiaries and multiple departments in a fast-paced environment. Fluency in German and English is required.

Qualifications

• Graduate in business administration or law.
• Solid experience in Corporate Banking (Account Manager/Risk Manager/Credit Analysis/Corporate Finance) with min. 3 years of activity in these areas.
• Proven track record in risk management within the renewable energy industry.
• Familiar with lending products and legal basics.
• Strong analytical, writing and presentation skills in German and English to present complex issues concisely.
• Flexibility and resilience to perform in a fast-paced environment.
• Readiness to cooperate with colleagues of other departments/ CEE subsidiaries in a multi-cultural environment.
• Willingness to travel (occasionally).
• Open-minded & result- and target-oriented.
• Very good language skills in German and English are a pre-condition.

Responsibilities

• Assessment of the credit worthiness of large national and international corporates in Austria and CEE, including the forward looking assessment of the respective business model, repayment capability and liquidity.
• Deciding on loan applications either within your discretionary approval authority or preparing a clear recommendation to the final decision maker.
• Responsible for a dedicated portfolio of corporate client groups with focus on energy (renewable energy projects) as well as consumer goods.
• Defining of risk strategies on clients and the covered industry.
• Participating in client meetings.
• Cooperation with different departments and CEE subsidiaries within Erste Group.
• Contribution to various Group and Department projects alongside the credit process.

Skills

Corporate Banking

Credit Analysis

Risk Management

Renewable Energy

German language

English language

Analytical thinking

Presentation skills

Travel willingness

Education

Graduate in business administration or law

Job description

• Location: Wien
• Working hours: Full-time
• Occupational Area: Risikomanagement
• Company: Erste Group Bank AG

Erste Group was founded in 1819 as the first Austrian savings bank and is today one of the largest stock-listed banking groups in Central Europe. As an attractive employer, Erste Group offers interesting career opportunities in an international environment.

Department Description

The Team Corporate Underwriting & Analysis is part of the Corporate Risk Management Division of Erste Group Bank AG (Holding) and consists of a fair mix of underwriters and business analysts. It deals with corporate risk matters of Austrian and International Corporate Clients with strong focus on CEE.

The core competence consists in analyzing, recommending and/or taking credit decisions for corporate customers. In selected cases underwriters are supported by the business analysts with in-depth analysis, peer group comparisons and forecasting.

Your Tasks

• Assessment of the credit worthiness of large national and international corporates in Austria and CEE, including the forward looking assessment of the respective business model, repayment capability and liquidity (thereby dealing with loans, export-, trading-, project- and leveraged acquisition financings)
• Deciding on loan applications either within your discretionary approval authority or preparing a clear recommendation to the final decision maker
• Responsible for a dedicated portfolio of corporate client groups with focus on energy (renewable energy projects) as well as consumer goods
• Defining of risk strategies on clients and the covered industry
• Participating in client meetings
• Cooperation with different departments and CEE subsidiaries within Erste Group
• Contribution to various Group and Department projects alongside the credit process

Your Background

• Graduate in business administration or law
• Solid experience in Corporate Banking (Account Manager/Risk Manager/Credit Analysis/Corporate Finance) with min. 3 years of activity in these areas
• Proven track record in risk management within the renewable energy industry
• Familiar with lending products and legal basics
• Strong analytical, writing and presentation skills in German and English to present complex issues concisely
• Flexibility and resilience to perform in a fast-paced environment
• Readiness to cooperate with colleagues of other departments/ CEE subsidiaries in a multi-cultural environment
• Willingness to travel (occasionally)
• Open-minded & result- and target-oriented
• Very good language skills in German and English are a pre-condition

Our Offer

• We take care of your personal wellbeing, career development, and we actively support your educational needs
• Discover and enjoy thebenefits of Erste Group
• The minimum wage for this full-time position in accordance with the collective agreement with complete fulfillment of the functional profile is EUR 51.336,-- gross per year. But this is just a formality - we would be happy to talk about your actual salary in person!
• We offer our employees the opportunity to divide their hours between working from home and at the office.
• We consider the diversity of our employees as key to innovation and success. As employer we are proud to offer everyone equal chances, irrespective of age, skin colour, religious belief, gender, sexual orientation or origin.