Senior Manager, AML Compliance

Western Union; Buenos Aires; Hybrid; ARS 181,906,000 - 272,860,000; Full time

Benefits offered by this job

Health insurance options

Short-term incentives

Development platforms access

Job summary

Western Union seeks aSenior AML Compliance leader to oversee the AML program across its Argentinian entities. You will design and drive the Compliance Program, embed regulatory requirements in digital products, and manage a team of five professionals.

You will coordinate with UIF and BCRA, ensuring timely reporting and risk mitigation. The role requires deep AML/CTF knowledge, strong leadership, and the ability to influence senior stakeholders across Product, Tech and Business teams.

Qualifications

• Bachelor’s degree required; Master’s degree, compliance certification, or related advanced qualification preferred.
• 5+ years of experience in AML Compliance, Financial Crime Compliance, Risk, or Regulatory Compliance in financial services or related industries.

Responsibilities

• Lead the AML Compliance function for Western Union’s three Argentinian legal entities, ensuring local regulatory adherence.
• Partner with Product, Technology, and Business teams to embed AML/regulatory requirements into digital products and services.
• Manage and develop a team of 5 compliance professionals with coaching and performance oversight.
• Serve as primary liaison with UIF and BCRA, coordinating regulatory interactions and reporting obligations.
• Design, implement, and continuously enhance the Compliance Program including AML policies and training.
• Oversee transaction monitoring, SARs, and other AML processes to mitigate financial crime risks.
• Provide risk-based guidance on new products and strategic initiatives to support growth.
• Oversee Agent Oversight Program and ensure partner compliance frameworks.
• Strengthen relationships with Master Agents in Uruguay and Paraguay for regulatory adherence.
• Drive process improvements with data, reporting, and cross-functional collaboration.

Skills

AML/Financial Crime knowledge

Regulatory compliance

Stakeholder engagement

Leadership

Analytical thinking

Change management

English fluency

Education

Bachelor’s degree

Master’s degree or compliance certification preferred

Job description

Role Responsibilities

• Lead the AML Compliance function for Western Union’s three legal entities in Argentina, ensuring adherence to local regulatory requirements and internal compliance standards.
• Partner with Product, Technology, and Business teams to ensure AML and regulatory compliance requirements are embedded into the design, launch, and ongoing management of digital products, digital payment solutions, e-wallets, crypto currencies/virtual assets and other innovative financial services offerings.
• Manage and develop a team of 5 compliance professionals, providing leadership, coaching, and performance oversight.
• Serve as the primary liaison with regulatory authorities, including the Argentine Financial Information Unit (UIF) and the Central Bank of Argentina (BCRA), coordinating regulatory interactions and reporting obligations.
• Design, implement, and continuously enhance the Compliance Program, including AML policies, procedures, controls, training, and reporting frameworks.
• Oversee transaction monitoring activities, suspicious activity reporting, and other AML compliance processes to mitigate financial crime risks.
• Provide compliance guidance and risk-based advice for new products, business initiatives, and strategic projects to support business growth.
• Manage the Agent Oversight Program, ensuring agents and partners maintain effective compliance frameworks aligned with regulatory and company standards.
• Build and maintain strong relationships with Master Agents in Uruguay and Paraguay, promoting compliance excellence and regulatory adherence.
• Drive process improvement and transformation initiatives, leveraging data, reporting, and cross-functional collaboration to strengthen compliance effectiveness.

Role Requirements

• Bachelor’s degree required. Master’s degree, Compliance certification, or related advanced qualification preferred and 5+ years of experience in AML Compliance, Financial Crime Compliance, Risk, or Regulatory Compliance within financial services, payments, banking, fintech, regulatory agencies, or related industries.
• Minimum 3 years of compliance experience supporting digital financial products, digital payments, fintech platforms, e-wallets, crypto currencies/virtual assets, digital banking solutions, or other technology-enabled financial services, with demonstrated expertise in managing AML and regulatory risks in digital environments.
• Minimum 3 years of people leadership experience managing teams and multiple direct reports.
• Strong knowledge of AML/CTF regulations, KYC/KYA requirements, transaction monitoring, regulatory reporting, and compliance program management.
• Proven ability to engage with regulators, senior executives, external partners, and cross-functional stakeholders, influencing decisions and driving outcomes.
• Fluent English communication skills, with strong analytical, strategic thinking, change management, and problem-solving capabilities.

Workplace Option

WesternUnionvaluesinpersoncollaboration,problemsolving,andideationwheneverpossible.Webelievethisfosterscommonwaysofworkingandsupportshowweexecuteinitiativesforourcustomers.Theexpectationistoworkfromtheofficeaminimumofthreedaysaweek.

BENEFITS AND OTHER DETAILS

You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few. Please see the benefits below specific to your country.If applicable,additionalrole-specific benefits will be mentioned during your interview process or in an offer of employment.

YourArgentina specific benefits include:

• Gift vouchers for marriage, for birth, others.
• Discounts at universities.
• Discounts at gyms and shops.
• Discounts at the language center.
• 10 days off for non-pregnant mother/father.

OtherDetails

We are passionate about honoring our employee’s identity and fostering a feeling of belonging.Our commitment is to provide an inclusive culture that celebratesthe unique backgrounds and perspectives of our global teams whilereflectingthe communities weserve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex(including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteranstatus. The company will provide accommodation to applicants, including those with disabilities, duringthe recruitment process, following applicable laws.