Senior Manager, AML Compliance

The Western Union Company; Buenos Aires; On-site; ARS 1,200,000 - 2,400,000; Full time

Benefits offered by this job

Health insurance

Life insurance

Development platforms access

Country-specific benefits

Job summary

The Western Union Company is seeking a Head of AML Compliance for Argentina to lead the regulatory program across three entities. You will partner with Product, Tech, and Business teams to embed AML controls in digital products, wallets, and crypto offerings while guiding a team of five professionals.

Role requires strong leadership, extensive AML/regulatory experience, and proven ability to engage regulators such as UIF and BCRA. In-office presence is expected at least three days weekly.

Qualifications

• Bachelor's degree required; Master's/Compliance certs preferred.
• 5+ years in AML/Financial Crime Compliance within financial services or fintech.
• 3+ years with people leadership managing teams.
• Strong knowledge of AML/CTF, KYC/KYA, transaction monitoring, and regulatory reporting.

Responsibilities

• Lead AML Compliance across three legal entities in Argentina.
• Embed AML and regulatory requirements into design of digital products and services.
• Manage and coach a team of 5 compliance professionals.
• Liaise with UIF, BCRA and regulators; oversee regulatory reporting obligations.
• Drive AML program design, controls, training, and reporting frameworks.
• Oversee agent oversight and ensure regulatory alignment with partners.

Skills

AML compliance

Regulatory compliance

Regulatory reporting

Stakeholder engagement

Team leadership

Regulatory liaison

Regulatory strategy

English proficiency

Education

Bachelor's degree

Master's degree or compliance certification (preferred)

Tools

KYC/CTF regulations

Transaction monitoring

Digital financial products compliance

Job description

Role Responsibilities

Lead the AML Compliance function for Western Union’s three legal entities in Argentina, ensuring adherence to local regulatory requirements and internal compliance standards. Partner with Product, Technology, and Business teams to ensure AML and regulatory compliance requirements are embedded into the design, launch, and ongoing management of digital products, digital payment solutions, e-wallets, crypto currencies/virtual assets and other innovative financial services offerings. Manage and develop a team of 5 compliance professionals, providing leadership, coaching, and performance oversight. Serve as the primary liaison with regulatory authorities, including the Argentine Financial Information Unit (UIF) and the Central Bank of Argentina (BCRA), coordinating regulatory interactions and reporting obligations. Design, implement, and continuously enhance the Compliance Program, including AML policies, procedures, controls, training, and reporting frameworks. Oversee transaction monitoring activities, suspicious activity reporting, and other AML compliance processes to mitigate financial crime risks. Provide compliance guidance and risk-based advice for new products, business initiatives, and strategic projects to support business growth. Manage the Agent Oversight Program, ensuring agents and partners maintain effective compliance frameworks aligned with regulatory and company standards. Build and maintain strong relationships with Master Agents in Uruguay and Paraguay, promoting compliance excellence and regulatory adherence. Drive process improvement and transformation initiatives, leveraging data, reporting, and cross-functional collaboration to strengthen compliance effectiveness.

Role Requirements

Bachelor's degree required. Master's degree, Compliance certification, or related advanced qualification preferred and 5+ years of experience in AML Compliance, Financial Crime Compliance, Risk, or Regulatory Compliance within financial services, payments, banking, fintech, regulatory agencies, or related industries. Minimum 3 years of compliance experience supporting digital financial products, digital payments, fintech platforms, e-wallets, crypto currencies/virtual assets, digital banking solutions, or other technology-enabled financial services, with demonstrated expertise in managing AML and regulatory risks in digital environments. Minimum 3 years of people leadership experience managing teams and multiple direct reports. Strong knowledge of AML/CTF regulations, KYC/KYA requirements, transaction monitoring, regulatory reporting, and compliance program management. Proven ability to engage with regulators, senior executives, external partners, and cross-functional stakeholders, influencing decisions and driving outcomes. Fluent English communication skills, with strong analytical, strategic thinking, change management, and problem-solving capabilities.

Workplace Option

Western Union values in-person collaboration, problem solving, and ideation whenever possible. We believe this fosters common ways of working and supports how we execute initiatives for our customers. The expectation is to work from the office a minimum of three days a week.

BENEFITS AND OTHER DETAILS

• You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few.
• Please see the benefits below specific to your country. If applicable, additional role-specific benefits will be mentioned during your interview process or in an offer of employment.
• Your Argentina specific benefits include: Gift vouchers for marriage, for birth, others.
• Discounts at universities.
• Discounts at gyms and shops.
• Discounts at the language center.
• 10 days off for non-pregnant mother/father.

Other Details

We are passionate about honoring our employee’s identity and fostering a feeling of belonging. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

#LI-Hybrid

Estimated Job Posting End Date: 10-20-2026. This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.

At Western Union, we’re more than a trusted name in global payments. We’re moving beyond remittances, beyond cash, and beyond the expectations of our customers. Our talented teams enable us to transform into a digital-first company, built on the strength of our retail foundation and powered by next-generation payments. All this with the goal of helping people prosper. Our customers inspire us to push boundaries and create services that make life easier and communities stronger. Wherever you are in the world, we’re committed to shaping the next generation of financial experiences. Join us as we go beyond and be part of a team that’s redefining what’s possible.