MCA Accountant

Digital Executive; Argentina; Remote; ARS 90,953,000 - 136,430,000; Full time

Job summary

Digital Executive is seeking a fully remote MCA Accountant to manage day-to-day accounting for a US-based Merchant Cash Advance company. You will handle full-cycle accounting, including bookkeeping, journal entries, reconciliations, and month-end close under the CFO.

English proficiency and attention to detail are essential. The role emphasizes accurate recording of MCA transactions, receivables, and funding activities, with strict deadlines and confidential data handling.

Qualifications

• 3+ years of accounting experience in full-cycle environments.
• Strong understanding of general ledger, journal entries, bank reconciliations, and month-end close.
• Experience in MCA, alternative lending, factoring, or commercial finance preferred.
• Advanced proficiency in QuickBooks Online for journal entries and reporting.
• Knowledge of receivables, payment allocation, and financial transactions.
• Experience preparing financial statements (P&L, balance sheets).
• Strong Excel/Google Sheets skills with large datasets.
• Excellent written and spoken English communication.
• Extremely detail-oriented, independent, and discreet with confidential data.
• Must own a working computer with reliable internet connection.

Responsibilities

• Manage daily bookkeeping and accounting operations using QuickBooks Online.
• Prepare and post journal entries for funding transactions, merchant payments, fees, and expenses.
• Complete the monthly accounting close with adjusting entries and profit recognition.
• Reconcile bank accounts, general ledger, balance sheet, and fee income accounts.
• Monitor merchant payments, deposits, and ACH transactions; allocate to merchant accounts.
• Reconcile merchant balances, purchased receivables, and MCA portfolios with Salesforce.
• Accurately allocate payments and management fees across syndicators.
• Maintain records of outstanding receivables, funding transactions, and activity.
• Prepare monthly financial statements and support CFO with reporting.
• Handle UCC lien filing administration and tracking as needed.
• Monitor activity across QuickBooks and Salesforce; resolve discrepancies.
• Maintain organized accounting records and supporting documents.
• Proactively identify discrepancies and escalate to CFO when needed.
• Take ownership of daily and monthly entries and ensure timeliness.

Skills

QuickBooks Online

General ledger

Month-end close

Receivables management

Excel/Google Sheets

Financial reporting

English communication

Attention to detail

Independent worker

Data confidentiality

Strong communication

Tools

Salesforce

Job description

We are hiring a full-time MCA Accountant to manage the day-to-day accounting and financial operations of a US-based Merchant Cash Advance (MCA) company. This role is focused on full-cycle accounting, including bookkeeping, journal entries, bank reconciliations, merchant payment tracking, and month-end closing. You’ll work directly under the CFO, taking ownership of the company's accounting records and ensuring all transactions are accurately recorded and reconciled. The ideal candidate has a strong accounting background, understands receivables and financing transactions, and is extremely detail-oriented. Experience in MCA, alternative lending, or commercial finance is strongly preferred. Full-time. Fully remote. Must be ENGLISH-SPEAKING.

Hours: 9am–5pm EST.

Key Responsibilities

• Manage daily bookkeeping and accounting operations using QuickBooks Online, ensuring all financial records are accurate and up to date.
• Prepare and post journal entries for funding transactions, merchant payments, fees, commissions, expenses, and other financial activities.
• Complete the monthly accounting close process, including adjusting journal entries, reclassifications, and profit recognition for individual deals.
• Reconcile bank accounts, general ledger accounts, balance sheet accounts, and fee income accounts.
• Monitor incoming merchant payments, deposits, and ACH transactions, ensuring each payment is correctly identified and allocated to the appropriate merchant account.
• Reconcile merchant balances, purchased receivables, and MCA portfolio balances between QuickBooks and the company's Salesforce CRM.
• Accurately allocate merchant payments, fees, and management fees across syndicators.
• Maintain accurate records of outstanding receivables, funding transactions, and merchant payment activity.
• Prepare monthly financial statements and support the CFO with financial reporting.
• Handle UCC lien filing administration and tracking, following established procedures and filing requirements. Training can be provided.
• Monitor accounting activity across QuickBooks and Salesforce, identifying discrepancies and ensuring financial information remains consistent between systems.
• Maintain organized accounting records and supporting documentation for all transactions.
• Proactively identify and resolve accounting discrepancies, escalating issues to the CFO when necessary.
• Take ownership of the accounting process, ensuring daily and monthly entries are completed accurately and on time.

Key Qualifications:

• 3+ years of experience in accounting, bookkeeping, or financial operations, with hands‑on experience managing full-cycle accounting.
• Strong understanding of general ledger accounting, journal entries, bank reconciliations, and month-end closing procedures.
• Experience in Merchant Cash Advance (MCA), alternative lending, factoring, commercial finance, or a similar financing environment strongly preferred.
• Advanced proficiency in QuickBooks Online, including journal entries, reconciliations, and financial reporting.
• Strong understanding of receivables, payment allocation, and financial transactions.
• Experience preparing financial statements, including Profit & Loss statements and balance sheets.
• Strong Excel or Google Sheets skills, including working with large datasets and reconciling financial information.
• Extremely detail‑oriented, with the ability to identify discrepancies and maintain accurate financial records.
• Proactive and independent, with the ability to take full ownership of accounting responsibilities without constant supervision.
• Strong written and verbal English communication skills.
• Ability to meet strict accounting deadlines while maintaining accuracy.
• Comfortable handling confidential financial information with discretion.
• Must own and be able to use a working computer with high‑speed internet.
• MUST BE ENGLISH-SPEAKING

Nice to Have:

• Direct experience handling accounting for a Merchant Cash Advance company.
• Familiarity with Salesforce or other CRM systems used in lending and financial services.
• Experience reconciling MCA portfolios, purchased receivables, and syndicator allocations.
• Previous experience filing and tracking UCC liens.
• Experience working directly under a CFO or senior finance executive.
• Familiarity with accounting processes involving high volumes of daily financial transactions