Sr Associate - Funding & Liquidity Management

Al Fardan Group; Sharjah; On-site; AED 60,000 - 110,000; Full time

Job summary

Al Fardan Group is seeking a Sr Associate in Sharjah to support the centralized Funding & Liquidity Management team. The role focuses on processing funding activities, ensuring accuracy, and maintaining strong controls and risk management standards.

You will resolve operational queries, contribute to process improvements, and collaborate with retail branches to optimize cash positions and funding flows. A bachelor’s degree in finance or related field and 3–4 years of experience are preferred.

Qualifications

• Bachelor’s degree in finance, accounting, banking or business administration.
• 3-4 years of relevant experience in cash management, liquidity operations, treasury function within exchange or financial institution.
• Advanced proficiency in MS Excel.

Responsibilities

• Process outward payment orders and verify details for accuracy.
• Monitor funding activities to ensure timely processing and adherence to service standards.
• Collaborate with the retail branch network to monitor daily cash positions and optimal cash stock limits.
• Resolve operational delays or exceptions related to CIT movements, bank deposits and replenishments.
• Reconcile NBC and other third-party transactions and ensure funding.
• Analyze operational data to identify funding requirements and support fund planning.

Education

Bachelor’s degree in finance, Accounting, Banking or Business Administration

Tools

MS Excel

Job description

Sr Associate - Funding & Liquidity Management Sharjah Back Office, Sharjah, Sharjah, United Arab Emirates 2 - 5 Years Full Time

Job Description

Job Title: Sr. Process Associate

Department: Operations Department – CentralizedFunding & Liquidity Management

Job Overview:

Responsible for ensuring the efficient, accurate and timelyprocessing of funding & customer payments in compliance with internalcontrols, operational procedures and risk management standards.

Additionally, the role includes resolving operationalqueries, addressing customer concerns, maintaining high service quality andcontributing to process improvements that enhance operational efficiency,control and customer experience.

Key Responsibilities:

Payment Processing

• Ensure the effectiveness of various modes of payment processing withappropriate controls.
• Execute the processing of Outward Payment Orders andverifying details for accuracy.
• Monitor funding activities to ensure timely processing andadherence to applicable service standards.
• Collaborate closely with the retail branch network tomonitor daily branch cash positions and optimum cash stock limits.
• Resolve operational delays or exceptions related to CITmovements, bank deposit and replenishments.
• Ensure NBC and other third-party transactions are reconciledand funding done.
• Responsible for accurate verification of Digital Cheques forrent payments and vendors
• Responsible for reconciliation and keeping track of allissued/cancelled cheque records.
• Collaborate closely with the retail branch network tomonitor daily branch cash positions and optimum cash stock limits.

Compliance and Internal Controls

• Comply with internal control measures, operationalprocedures, and risk-free processes at all levels.
• Adhere to Service Level Agreements (SLAs) as per guidelinesand meet job responsibilities within agreed TAT.

Operational Query Resolution

• Address and resolve day-to-day operational queries frombranches includes investigating issues such as delayed payments, rejectedtransactions, returned funds and provides timely updates to branches to providestatus of the payments.

Operations Data Analysis & Reporting

• Analyze operational data to identify funding requirementsand support effective fund planning and allocation.
• Analyze, prepare and maintain operational (CPU) reports anddashboards, providing accurate, timely and visually effective insights tosupport operational decision-making.
• Monitor transaction volumes, operational trends, fundingrequirements and key operational performance indicators.
• Ensure data accuracy, consistency and timely submission ofoperational reports.
• Regularly add value by supporting the Team Leader inday-to-day activities.
• Contribute toward system enhancements and participate inprocess improvement initiatives.

Customer Query Resolution

• Address and resolve Call Center, customer, and branchqueries by providing hands-on status updates on transactions and remittances.

Process Enhancement & Operational Efficiency

• Contribute to process enhancements and improvements forincreased operational efficiency.
• Identify opportunities to improve processes, reduce manualwork and minimize operational errors.

Daily Reconciliation

• Ensure all Inward/Outward Payment Orders for the day areprocessed, following up on delayed payments and amendments

Qualification & Experience:

• Bachelor’s degree in finance, Accounting, Banking orBusiness Administration.
• Professional certifications such as Six Sigma will be addedadvantage.
• 3-4 years of relevant experience in cash management,liquidity operations, treasury function within exchange or financialinstitution.
• Advance proficiency in MS Excel.
• Deep understanding of retail cash operations and CITdynamics.
• Ability to ensure accuracy in transaction processing.
• Strong problem-solving skills for query resolution.
• Effective communication skills for addressing customer andinternal queries.
• Ability to collaborate with the team and contribute toprocess improvements.

Job Snapshot

Updated Date

30-10-2026

Department

Payment Processing

Location